Is Bank of India debt-free?

Yes, Bank of India is debt-free with a debt-to-equity ratio of .

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Bank of India Financials

Bank of India Financial Statement

Bank of India Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Sep 2025	Jun 2025	Mar 2025
Revenue	20,625.92	20,518.29	21,750.80
Operating Expense	4,753.99	5,320.91	5,943.14
Net Profit	2,554.57	2,252.12	2,625.91
Net Profit Margin	12.39	10.98	12.07
Earning Per Share	5.61	4.95	5.77
EBIDTA	15,871.93	15,197.38	15,807.66
Effective Tax Rate	5.20	4.35	5.83

Particulars	Sep 2025
Revenue	20625.92
Operating Expense	4753.99
Net Profit	2554.57
Net Profit Margin	12.39
Earning Per Share	5.61
EBIDTA	15871.93
Effective Tax Rate	5.20

Bank of India Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Total Revenue Annual	TBA	TBA	TBA
Operating Expenses Annual	67,385.47	56,705.28	48,518.30
Operating Profit Annual	59,460.89	48,254.23	34,023.05
Interest Annual	46,432.35	37,656.57	27,372.82
Depreciation	594.09	498.59	420.92
Net Profit Annual	TBA	TBA	TBA
Tax Annual	3,215.43	3,781.15	2,206.37

Particulars	Mar 2025
Total Revenue Annual	TBA
Operating Expenses Annual	67,385.47
Operating Profit Annual	59,460.89
Interest Annual	46,432.35
Depreciation	594.09
Net Profit Annual	TBA
Tax Annual	3,215.43

Bank of India Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Cash Flow at the Beginning	82,937.13	84,395.32	91,557.64
Cash Flow from Operations	18,241.81	-2,933.30	-5,799.42
Cash Flow from Investing	-820.81	-1,890.22	-1,345.02
Cash Flow from Financing	-77.22	3,365.34	-17.88
Cash Flow at the End	1,00,280.91	82,937.13	84,395.32

Particulars	Mar 2025
Cash Flow at the Beginning	82,937.13
Cash Flow from Operations	18,241.81
Cash Flow from Investing	-820.81
Cash Flow from Financing	-77.22
Cash Flow at the End	1,00,280.91

Bank of India Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
PBDIT Margin (%)	TBA	TBA	TBA
PBIT Margin (%)	TBA	TBA	TBA
PBT Margin (%)	TBA	TBA	TBA
Net PROFIT Margin (%)	11.55	9.46	7.35
Return On Networth / Equity (%)	13.93	11.07	8.02
Return On Networth /Employed (%)	TBA	TBA	TBA
Return On Assets (%)	TBA	TBA	TBA
Total Debt / Equity (X)	TBA	TBA	TBA
Asset Turnover Ratio (%)	TBA	TBA	TBA

Particulars	Mar 2025
PBDIT Margin (%)	TBA
PBIT Margin (%)	TBA
PBT Margin (%)	TBA
Net PROFIT Margin (%)	11.55
Return On Networth / Equity (%)	13.93
Return On Networth /Employed (%)	TBA
Return On Assets (%)	TBA
Total Debt / Equity (X)	TBA
Asset Turnover Ratio (%)	TBA

Bank of India Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Fixed Assets Annual	11,759.92	10,078.81	9,852.43
Total Current Assets Annual	TBA	TBA	TBA
Non Current Assets Annual	TBA	TBA	TBA
Total Shareholders Funds Annual	78,601.44	68,880.67	58,970.61
Total Assets Annual	10,42,581.95	9,12,597.92	8,15,555.61

Particulars	Mar 2025
Fixed Assets Annual	11,759.92
Total Current Assets Annual	TBA
Non Current Assets Annual	TBA
Total Shareholders Funds Annual	78,601.44
Total Assets Annual	10,42,581.95

Bank of India Earning Calls

EPS (INR)

Expected

5.66

Reported

5.66

Surprise

0.00%

Jun 2025

EPS beaten by 0.00%

Mar 2025

EPS beaten by 0.00%

Dec 2024

EPS beaten by 0.18%

Dividend Pages

PE Ratio

FAQS on Bank of India Financials

As of Oct 31, 2025, Bank of India has a market capitalization of 48,759.07 Cr. Value Research classifies it as a Large-Cap company.

Yes, Bank of India is with a debt-to-equity ratio of .

In FY 2024 , Bank of India recorded a total revenue of approximately 70,826.30 Cr marking a significant milestone in the company's financial performance.

Bank of India's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately 0.2% and 0.2% annually, respectively..

Bank of India's current PE ratio is 5.29.

Bank of India's ROCE averaged 5.0% from the FY ending March 2023 to 2025, with a median of 5.2%. It peaked at 5.6% in March 2025, reflecting strong capital efficiency over the period..

Bank of India's latest EBIT is Rs. 58,866.79 Cr, surpassing the average EBIT of Rs. 46,741.52 Cr over the 5 years..