CreditAccess Grameen Ltd Financial Statement
*All values are in Rs. Cr
| Particulars | Mar 2025 | Dec 2024 | Sep 2024 |
|---|---|---|---|
| Revenue | 1,407.71 | 1,381.93 | 1,453.92 |
| Operating Expense | 863.69 | 1,020.46 | 700.14 |
| Net Profit | 47.21 | -99.52 | 186.06 |
| Net Profit Margin | 3.35 | -7.20 | 12.80 |
| Earning Per Share | 2.96 | -6.24 | 11.67 |
| EBIDTA | 554.72 | 460.83 | 833.65 |
| Effective Tax Rate | 2.68 | 19.35 | 19.34 |
| Particulars | Mar 2025 |
|---|---|
| Revenue | 1407.71 |
| Operating Expense | 863.69 |
| Net Profit | 47.21 |
| Net Profit Margin | 3.35 |
| Earning Per Share | 2.96 |
| EBIDTA | 554.72 |
| Effective Tax Rate | 2.68 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Total Revenue Annual | 5,752.33 | 5,166.67 | 3,487.03 |
| Operating Expenses Annual | 4,985.05 | 3,182.32 | 2,395.53 |
| Operating Profit Annual | 2,718.65 | 3,722.77 | 2,368.11 |
| Interest Annual | 1,947.56 | 1,732.44 | 1,212.88 |
| Depreciation | 39.36 | 28.91 | 26.97 |
| Net Profit Annual | 531.40 | 1,445.93 | 826.03 |
| Tax Annual | 177.47 | 493.25 | 279.36 |
| Particulars | Mar 2025 |
|---|---|
| Total Revenue Annual | 5,752.33 |
| Operating Expenses Annual | 4,985.05 |
| Operating Profit Annual | 2,718.65 |
| Interest Annual | 1,947.56 |
| Depreciation | 39.36 |
| Net Profit Annual | 531.40 |
| Tax Annual | 177.47 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Cash Flow at the Beginning | 1,107.17 | 1,341.40 | 1,580.51 |
| Cash Flow from Operations | 1,125.16 | -4,733.89 | -3,289.76 |
| Cash Flow from Investing | 708.33 | -994.20 | -314.42 |
| Cash Flow from Financing | -1,669.38 | 5,493.86 | 3,365.07 |
| Cash Flow at the End | 1,271.28 | 1,107.17 | 1,341.40 |
| Particulars | Mar 2025 |
|---|---|
| Cash Flow at the Beginning | 1,107.17 |
| Cash Flow from Operations | 1,125.16 |
| Cash Flow from Investing | 708.33 |
| Cash Flow from Financing | -1,669.38 |
| Cash Flow at the End | 1,271.28 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| PBDIT Margin (%) | 47.36 | 72.08 | 66.78 |
| PBIT Margin (%) | 46.28 | 71.10 | 65.38 |
| PBT Margin (%) | 46.26 | 71.06 | 65.33 |
| Net PROFIT Margin (%) | 9.23 | 27.95 | 23.26 |
| Return On Networth / Equity (%) | 7.86 | 24.77 | 17.81 |
| Return On Networth /Employed (%) | 9.55 | 14.76 | 12.06 |
| Return On Assets (%) | 1.94 | 5.87 | 4.19 |
| Total Debt / Equity (X) | 3.13 | 3.27 | 3.15 |
| Asset Turnover Ratio (%) | 0.21 | 0.21 | 0.18 |
| Particulars | Mar 2025 |
|---|---|
| PBDIT Margin (%) | 47.36 |
| PBIT Margin (%) | 46.28 |
| PBT Margin (%) | 46.26 |
| Net PROFIT Margin (%) | 9.23 |
| Return On Networth / Equity (%) | 7.86 |
| Return On Networth /Employed (%) | 9.55 |
| Return On Assets (%) | 1.94 |
| Total Debt / Equity (X) | 3.13 |
| Asset Turnover Ratio (%) | 0.21 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Fixed Assets Annual | 607.08 | 613.60 | 602.95 |
| Total Current Assets Annual | 1,672.44 | 1,576.26 | 1,676.31 |
| Non Current Assets Annual | 26,129.79 | 27,294.42 | 20,181.75 |
| Total Shareholders Funds Annual | 6,955.94 | 6,569.95 | 5,106.94 |
| Total Assets Annual | 27,802.23 | 28,870.68 | 21,858.06 |
| Particulars | Mar 2025 |
|---|---|
| Fixed Assets Annual | 607.08 |
| Total Current Assets Annual | 1,672.44 |
| Non Current Assets Annual | 26,129.79 |
| Total Shareholders Funds Annual | 6,955.94 |
| Total Assets Annual | 27,802.23 |
EPS (INR)
Expected
2.96
Reported
2.96
Surprise
0.00%
Dec 2024
EPS beaten by 0.00%
Sep 2024
EPS beaten by 0.00%
Jun 2024
EPS beaten by 0.00%
