Is General Insurance Corporation of India debt-free?

Yes, General Insurance Corporation of India is debt-free with a debt-to-equity ratio of 0.00.

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General Insurance Corporation of India

General Insurance Corporation of India Financials

General Insurance Corporation of India Financial Statement

General Insurance Corporation of India Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Mar 2025	Dec 2024	Sep 2024
Revenue	12,730.16	11,432.59	12,046.20
Operating Expense	9,807.50	9,263.90	9,765.07
Net Profit	2,182.89	1,621.35	1,860.76
Net Profit Margin	17.15	14.18	15.45
Earning Per Share	12.44	9.24	10.61
EBIDTA	2,922.66	2,168.69	2,281.13
Effective Tax Rate	25.31	25.24	18.43

Particulars	Mar 2025
Revenue	12730.16
Operating Expense	9807.50
Net Profit	2182.89
Net Profit Margin	17.15
Earning Per Share	12.44
EBIDTA	2922.66
Effective Tax Rate	25.31

General Insurance Corporation of India Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Total Revenue Annual	41,756.98	43,924.79	47,057.57
Operating Expenses Annual	37,679.40	38,745.79	43,960.92
Operating Profit Annual	7,888.59	7,757.76	3,573.51
Interest Annual	79.50	77.57	59.25
Depreciation	TBA	TBA	TBA
Net Profit Annual	6,497.30	6,312.50	2,005.74
Tax Annual	1,380.62	1,436.94	1,554.40

Particulars	Mar 2024
Total Revenue Annual	41,756.98
Operating Expenses Annual	37,679.40
Operating Profit Annual	7,888.59
Interest Annual	79.50
Depreciation	TBA
Net Profit Annual	6,497.30
Tax Annual	1,380.62

General Insurance Corporation of India Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Cash Flow at the Beginning	23,284.29	21,083.12	18,294.09
Cash Flow from Operations	10,743.79	11,349.12	8,419.89
Cash Flow from Investing	-8,376.03	-8,753.22	-5,630.86
Cash Flow from Financing	-1,263.17	-394.74	TBA
Cash Flow at the End	24,388.88	23,284.29	21,083.12

Particulars	Mar 2024
Cash Flow at the Beginning	23,284.29
Cash Flow from Operations	10,743.79
Cash Flow from Investing	-8,376.03
Cash Flow from Financing	-1,263.17
Cash Flow at the End	24,388.88

General Insurance Corporation of India Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
PBDIT Margin (%)	17.01	16.36	7.23
PBIT Margin (%)	16.99	16.34	7.21
PBT Margin (%)	-9.15	-11.83	7.21
Net PROFIT Margin (%)	14.01	13.31	4.06
Return On Networth / Equity (%)	13.83	18.54	7.99
Return On Networth /Employed (%)	10.74	13.55	7.48
Return On Assets (%)	8.69	10.12	3.66
Total Debt / Equity (X)	TBA	TBA	TBA
Asset Turnover Ratio (%)	0.62	0.76	0.90

Particulars	Mar 2024
PBDIT Margin (%)	17.01
PBIT Margin (%)	16.99
PBT Margin (%)	-9.15
Net PROFIT Margin (%)	14.01
Return On Networth / Equity (%)	13.83
Return On Networth /Employed (%)	10.74
Return On Assets (%)	8.69
Total Debt / Equity (X)	TBA
Asset Turnover Ratio (%)	0.62

General Insurance Corporation of India Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Fixed Assets Annual	287.08	294.27	170.37
Total Current Assets Annual	45,737.68	45,377.52	43,385.43
Non Current Assets Annual	1,32,548.13	1,11,747.08	1,01,501.95
Total Shareholders Funds Annual	51,995.11	41,976.79	33,313.27
Total Assets Annual	1,78,285.82	1,57,124.60	1,44,887.37

Particulars	Mar 2024
Fixed Assets Annual	287.08
Total Current Assets Annual	45,737.68
Non Current Assets Annual	1,32,548.13
Total Shareholders Funds Annual	51,995.11
Total Assets Annual	1,78,285.82

General Insurance Corporation of India Earning Calls

EPS (INR)

Expected

14.24

Reported

14.24

Surprise

0.00%

Dec 2024

EPS beaten by 0.00%

Sep 2024

EPS beaten by 0.00%

Jun 2024

EPS beaten by 0.00%

Dividend Pages

PE Ratio

FAQS on General Insurance Corporation of India Financials

As of Jun 27, 2025, General Insurance Corporation of India has a market capitalization of 73,684.80 Cr. Value Research classifies it as a Large-Cap company.

Yes, General Insurance Corporation of India is with a debt-to-equity ratio of 0.00.

In FY 2024 , General Insurance Corporation of India recorded a total revenue of approximately 36,130.26 Cr marking a significant milestone in the company's financial performance.

General Insurance Corporation of India's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately 0.6% and 0.0% annually, respectively..

General Insurance Corporation of India's current PE ratio is 11.00.

General Insurance Corporation of India's ROCE averaged 10.6% from the FY ending March 2023 to 2025, with a median of 10.3%. It peaked at 12.1% in March 2023, reflecting strong capital efficiency over the period..

General Insurance Corporation of India's latest EBIT is Rs. 8,765.64 Cr, surpassing the average EBIT of Rs. 8,131.00 Cr over the 5 years..