Is IBL Finance Ltd debt-free?

No, IBL Finance Ltd is not debt-free with a debt-to-equity ratio of 0.75.

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IBL Finance Ltd

IBL Finance Ltd Financials

IBL Finance Ltd Financial Statement

IBL Finance Ltd Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Sep 2025	Jun 2025	Sep 2024
Revenue	8.24	5.90	7.16
Operating Expense	3.51	3.24	3.12
Net Profit	1.24	1.35	1
Net Profit Margin	15.05	22.88	13.97
Earning Per Share	0.50	0.55	0.41
EBIDTA	4.63	2.58	4.24
Effective Tax Rate	7.19	11.65	11.14

Particulars	Sep 2025
Revenue	8.24
Operating Expense	3.51
Net Profit	1.24
Net Profit Margin	15.05
Earning Per Share	0.50
EBIDTA	4.63
Effective Tax Rate	7.19

IBL Finance Ltd Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Total Revenue Annual	12.96	14.12	13.31
Operating Expenses Annual	9.55	10.94	10.42
Operating Profit Annual	6.70	3.71	4.14
Interest Annual	3.19	0.43	1.23
Depreciation	0.52	0.24	0.05
Net Profit Annual	2.36	2.28	2.05
Tax Annual	0.64	0.75	0.82

Particulars	Mar 2025
Total Revenue Annual	12.96
Operating Expenses Annual	9.55
Operating Profit Annual	6.70
Interest Annual	3.19
Depreciation	0.52
Net Profit Annual	2.36
Tax Annual	0.64

IBL Finance Ltd Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Cash Flow at the Beginning	5.20	1.04	1.28
Cash Flow from Operations	-45.93	-30.51	-7.75
Cash Flow from Investing	-0.61	-1.58	-0.13
Cash Flow from Financing	44.17	36.25	7.65
Cash Flow at the End	2.83	5.20	1.04

Particulars	Mar 2025
Cash Flow at the Beginning	5.20
Cash Flow from Operations	-45.93
Cash Flow from Investing	-0.61
Cash Flow from Financing	44.17
Cash Flow at the End	2.83

IBL Finance Ltd Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
PBDIT Margin (%)	51.30	26.09	31.13
PBIT Margin (%)	47.32	24.40	30.76
PBT Margin (%)	32.47	-32.21	5.78
Net PROFIT Margin (%)	18.07	16.03	15.38
Return On Networth / Equity (%)	4.11	5.92	16.93
Return On Networth /Employed (%)	7.11	8.11	26.65
Return On Assets (%)	2.71	5.29	13.38
Total Debt / Equity (X)	0.43	0.07	0.27
Asset Turnover Ratio (%)	0.15	0.33	0.87

Particulars	Mar 2025
PBDIT Margin (%)	51.30
PBIT Margin (%)	47.32
PBT Margin (%)	32.47
Net PROFIT Margin (%)	18.07
Return On Networth / Equity (%)	4.11
Return On Networth /Employed (%)	7.11
Return On Assets (%)	2.71
Total Debt / Equity (X)	0.43
Asset Turnover Ratio (%)	0.15

IBL Finance Ltd Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Fixed Assets Annual	1.63	1.53	0.17
Total Current Assets Annual	50.19	47.50	22.01
Non Current Assets Annual	62.68	18.86	0.26
Total Shareholders Funds Annual	58.66	56.30	20.67
Total Assets Annual	112.87	66.36	22.27

Particulars	Mar 2025
Fixed Assets Annual	1.63
Total Current Assets Annual	50.19
Non Current Assets Annual	62.68
Total Shareholders Funds Annual	58.66
Total Assets Annual	112.87

IBL Finance Ltd Earning Calls

No Data Availabe

Dividend Pages

PE Ratio

FAQS on IBL Finance Ltd Financials

As of Oct 31, 2025, IBL Finance Ltd has a market capitalization of 128.48 Cr. Value Research classifies it as a Micro-Cap company.

Yes, IBL Finance Ltd is not with a debt-to-equity ratio of 0.75.

In FY 2024 , IBL Finance Ltd recorded a total revenue of approximately 12.96 Cr marking a significant milestone in the company's financial performance.

IBL Finance Ltd's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately Infinity% and -0.0% annually, respectively..

IBL Finance Ltd's current PE ratio is 54.44.

IBL Finance Ltd's ROCE averaged 10.2% from the FY ending March 2023 to 2025, with a median of 5.6%. It peaked at 19.7% in March 2023, reflecting strong capital efficiency over the period..

IBL Finance Ltd's latest EBIT is Rs. 6.18 Cr, surpassing the average EBIT of Rs. 4.58 Cr over the 5 years..