Jammu and Kashmir Bank Ltd Financial Statement
*All values are in Rs. Cr
| Particulars | Sep 2025 | Jun 2025 | Mar 2025 |
|---|---|---|---|
| Revenue | 3,446.71 | 3,518.57 | 3,616.16 |
| Operating Expense | 955.33 | 1,057.98 | 1,075.12 |
| Net Profit | 494.11 | 484.84 | 584.54 |
| Net Profit Margin | 14.34 | 13.78 | 16.16 |
| Earning Per Share | 4.49 | 4.40 | 5.31 |
| EBIDTA | 2,503.18 | 2,458.52 | 2,527.53 |
| Effective Tax Rate | 6.07 | 6.94 | 8.31 |
| Particulars | Sep 2025 |
|---|---|
| Revenue | 3446.71 |
| Operating Expense | 955.33 |
| Net Profit | 494.11 |
| Net Profit Margin | 14.34 |
| Earning Per Share | 4.49 |
| EBIDTA | 2503.18 |
| Effective Tax Rate | 6.07 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Total Revenue Annual | TBA | TBA | TBA |
| Operating Expenses Annual | 10,738.97 | 9,653.27 | 8,327.56 |
| Operating Profit Annual | 9,843.58 | 8,610.79 | 6,551.75 |
| Interest Annual | 6,742.04 | 6,008.68 | 4,609.83 |
| Depreciation | 167.83 | 217.55 | 157.56 |
| Net Profit Annual | TBA | TBA | TBA |
| Tax Annual | 851.24 | 617.30 | 586.98 |
| Particulars | Mar 2025 |
|---|---|
| Total Revenue Annual | TBA |
| Operating Expenses Annual | 10,738.97 |
| Operating Profit Annual | 9,843.58 |
| Interest Annual | 6,742.04 |
| Depreciation | 167.83 |
| Net Profit Annual | TBA |
| Tax Annual | 851.24 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Cash Flow at the Beginning | 8,177.48 | 8,878.66 | 8,785.05 |
| Cash Flow from Operations | 2,718.32 | -851.49 | -420.51 |
| Cash Flow from Investing | -101.57 | -257.13 | -123.47 |
| Cash Flow from Financing | -1,034.38 | 407.43 | 637.59 |
| Cash Flow at the End | 9,759.85 | 8,177.48 | 8,878.66 |
| Particulars | Mar 2025 |
|---|---|
| Cash Flow at the Beginning | 8,177.48 |
| Cash Flow from Operations | 2,718.32 |
| Cash Flow from Investing | -101.57 |
| Cash Flow from Financing | -1,034.38 |
| Cash Flow at the End | 9,759.85 |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| PBDIT Margin (%) | TBA | TBA | TBA |
| PBIT Margin (%) | TBA | TBA | TBA |
| PBT Margin (%) | TBA | TBA | TBA |
| Net PROFIT Margin (%) | 15.23 | 14.68 | 11.84 |
| Return On Networth / Equity (%) | 17.37 | 18.01 | 15.14 |
| Return On Networth /Employed (%) | TBA | TBA | TBA |
| Return On Assets (%) | TBA | TBA | TBA |
| Total Debt / Equity (X) | TBA | TBA | TBA |
| Asset Turnover Ratio (%) | TBA | TBA | TBA |
| Particulars | Mar 2025 |
|---|---|
| PBDIT Margin (%) | TBA |
| PBIT Margin (%) | TBA |
| PBT Margin (%) | TBA |
| Net PROFIT Margin (%) | 15.23 |
| Return On Networth / Equity (%) | 17.37 |
| Return On Networth /Employed (%) | TBA |
| Return On Assets (%) | TBA |
| Total Debt / Equity (X) | TBA |
| Asset Turnover Ratio (%) | TBA |
*All values are in Rs. Cr
Standalone
Consolidated
| Particulars | Mar 2025 | Mar 2024 | Mar 2023 |
|---|---|---|---|
| Fixed Assets Annual | 2,125.67 | 2,207.98 | 2,224.22 |
| Total Current Assets Annual | TBA | TBA | TBA |
| Non Current Assets Annual | TBA | TBA | TBA |
| Total Shareholders Funds Annual | 14,251.94 | 12,235.68 | 9,943.24 |
| Total Assets Annual | 1,69,468.47 | 1,54,526.59 | 1,45,962.26 |
| Particulars | Mar 2025 |
|---|---|
| Fixed Assets Annual | 2,125.67 |
| Total Current Assets Annual | TBA |
| Non Current Assets Annual | TBA |
| Total Shareholders Funds Annual | 14,251.94 |
| Total Assets Annual | 1,69,468.47 |
EPS (INR)
Expected
4.49
Reported
4.49
Surprise
0.00%
Jun 2025
EPS beaten by 0.00%
Mar 2025
EPS beaten by 0.00%
Dec 2024
EPS beaten by 0.00%
