Is JMJ Fintech Ltd debt-free?

Yes, JMJ Fintech Ltd is debt-free with a debt-to-equity ratio of 0.04.

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JMJ Fintech Ltd

JMJ Fintech Ltd Financials

JMJ Fintech Ltd Financial Statement

JMJ Fintech Ltd Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Jun 2025	Mar 2025	Dec 2024
Revenue	5.08	6.11	3.59
Operating Expense	2.73	2.19	1.71
Net Profit	1.14	0.66	1.02
Net Profit Margin	22.44	10.80	28.41
Earning Per Share	0.89	0.52	0.79
EBIDTA	2.34	3.92	1.89
Effective Tax Rate	19.15	68.54	23.40

Particulars	Jun 2025
Revenue	5.08
Operating Expense	2.73
Net Profit	1.14
Net Profit Margin	22.44
Earning Per Share	0.89
EBIDTA	2.34
Effective Tax Rate	19.15

JMJ Fintech Ltd Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Total Revenue Annual	17.12	7.45	3.81
Operating Expenses Annual	7.45	3.43	3.54
Operating Profit Annual	11.27	4.88	1.07
Interest Annual	1.57	0.84	0.06
Depreciation	0.24	0.18	0.02
Net Profit Annual	5.17	2.14	0.83
Tax Annual	4.29	1.72	0.15

Particulars	Mar 2025
Total Revenue Annual	17.12
Operating Expenses Annual	7.45
Operating Profit Annual	11.27
Interest Annual	1.57
Depreciation	0.24
Net Profit Annual	5.17
Tax Annual	4.29

JMJ Fintech Ltd Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Cash Flow at the Beginning	0.05	1.23	1.66
Cash Flow from Operations	-9.33	-8.36	-2.63
Cash Flow from Investing	-0.52	-0.19	-0.79
Cash Flow from Financing	11.71	7.37	2.99
Cash Flow at the End	1.92	0.05	1.23

Particulars	Mar 2025
Cash Flow at the Beginning	0.05
Cash Flow from Operations	-9.33
Cash Flow from Investing	-0.52
Cash Flow from Financing	11.71
Cash Flow at the End	1.92

JMJ Fintech Ltd Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
PBDIT Margin (%)	65.71	65.55	7.47
PBIT Margin (%)	64.31	63.14	7.03
PBT Margin (%)	23.55	-11.12	-110.11
Net PROFIT Margin (%)	30.15	28.69	18.24
Return On Networth / Equity (%)	26.38	14.66	0.81
Return On Networth /Employed (%)	31.26	22.14	2.13
Return On Assets (%)	14.77	10.33	5.11
Total Debt / Equity (X)	0.80	0.47	0.12
Asset Turnover Ratio (%)	0.49	0.36	0.28

Particulars	Mar 2025
PBDIT Margin (%)	65.71
PBIT Margin (%)	64.31
PBT Margin (%)	23.55
Net PROFIT Margin (%)	30.15
Return On Networth / Equity (%)	26.38
Return On Networth /Employed (%)	31.26
Return On Assets (%)	14.77
Total Debt / Equity (X)	0.80
Asset Turnover Ratio (%)	0.49

JMJ Fintech Ltd Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Fixed Assets Annual	0.85	0.58	0.35
Total Current Assets Annual	4.61	1.66	1.82
Non Current Assets Annual	43.44	25.78	13.99
Total Shareholders Funds Annual	23.63	15.57	12.66
Total Assets Annual	48.05	27.45	15.81

Particulars	Mar 2025
Fixed Assets Annual	0.85
Total Current Assets Annual	4.61
Non Current Assets Annual	43.44
Total Shareholders Funds Annual	23.63
Total Assets Annual	48.05

JMJ Fintech Ltd Earning Calls

No Data Availabe

Dividend Pages

PE Ratio

FAQS on JMJ Fintech Ltd Financials

As of Sep 18, 2025, JMJ Fintech Ltd has a market capitalization of 31.62 Cr. Value Research classifies it as a Micro-Cap company.

Yes, JMJ Fintech Ltd is with a debt-to-equity ratio of 0.04.

In FY 2024 , JMJ Fintech Ltd recorded a total revenue of approximately 17.12 Cr marking a significant milestone in the company's financial performance.

JMJ Fintech Ltd's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately 0.3% and 0.8% annually, respectively..

JMJ Fintech Ltd's current PE ratio is 6.12.

JMJ Fintech Ltd's ROCE averaged 23.1% from the FY ending March 2023 to 2025, with a median of 17.8%. It peaked at 44.7% in March 2025, reflecting strong capital efficiency over the period..

JMJ Fintech Ltd's latest EBIT is Rs. 11.03 Cr, surpassing the average EBIT of Rs. 5.59 Cr over the 5 years..