Is Shriram Finance Ltd debt-free?

No, Shriram Finance Ltd is not debt-free with a debt-to-equity ratio of 4.16.

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Shriram Finance Ltd

Shriram Finance Ltd Financials

Shriram Finance Ltd Financial Statement

Shriram Finance Ltd Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Mar 2025	Dec 2024	Sep 2024
Revenue	11,460.25	12,362.24	10,096.68
Operating Expense	3,293.22	3,033.14	2,835.87
Net Profit	2,139.39	3,569.76	2,071.26
Net Profit Margin	18.67	28.88	20.51
Earning Per Share	11.38	94.95	55.09
EBIDTA	8,032.44	9,765.34	7,395.73
Effective Tax Rate	6.10	13.75	11.23

Particulars	Mar 2025
Revenue	11460.25
Operating Expense	3293.22
Net Profit	2139.39
Net Profit Margin	18.67
Earning Per Share	11.38
EBIDTA	8032.44
Effective Tax Rate	6.10

Shriram Finance Ltd Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Total Revenue Annual	34,964.41	29,772.16	19,255.17
Operating Expenses Annual	24,745.14	21,093.82	15,589.61
Operating Profit Annual	25,058.59	21,254.83	13,418.93
Interest Annual	14,806.12	12,545.76	9,734.31
Depreciation	239.31	218.33	133.80
Net Profit Annual	7,190.48	5,979.34	2,707.93
Tax Annual	2,493.16	2,205.55	841.32

Particulars	Mar 2024
Total Revenue Annual	34,964.41
Operating Expenses Annual	24,745.14
Operating Profit Annual	25,058.59
Interest Annual	14,806.12
Depreciation	239.31
Net Profit Annual	7,190.48
Tax Annual	2,493.16

Shriram Finance Ltd Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Cash Flow at the Beginning	9,505.30	10,662.44	11,050.93
Cash Flow from Operations	-27,653.08	-15,841.33	-8,859.02
Cash Flow from Investing	-238.33	5,037.35	-34.33
Cash Flow from Financing	24,399.48	9,646.84	8,504.86
Cash Flow at the End	6,013.37	9,505.30	10,662.44

Particulars	Mar 2024
Cash Flow at the Beginning	9,505.30
Cash Flow from Operations	-27,653.08
Cash Flow from Investing	-238.33
Cash Flow from Financing	24,399.48
Cash Flow at the End	6,013.37

Shriram Finance Ltd Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
PBDIT Margin (%)	71.79	71.50	69.82
PBIT Margin (%)	70.16	69.75	69.12
PBT Margin (%)	70.16	69.74	69.11
Net PROFIT Margin (%)	20.55	20.06	14.05
Return On Networth / Equity (%)	15.65	17.27	11.40
Return On Networth /Employed (%)	11.27	12.16	9.91
Return On Assets (%)	3.29	3.41	1.97
Total Debt / Equity (X)	3.74	3.94	4.66
Asset Turnover Ratio (%)	0.16	0.17	0.14

Particulars	Mar 2024
PBDIT Margin (%)	71.79
PBIT Margin (%)	70.16
PBT Margin (%)	70.16
Net PROFIT Margin (%)	20.55
Return On Networth / Equity (%)	15.65
Return On Networth /Employed (%)	11.27
Return On Assets (%)	3.29
Total Debt / Equity (X)	3.74
Asset Turnover Ratio (%)	0.16

Shriram Finance Ltd Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Fixed Assets Annual	3,286.43	3,390.16	416.12
Total Current Assets Annual	12,518.52	17,977.52	17,344.31
Non Current Assets Annual	2,24,757.49	1,85,686.34	1,24,761.78
Total Shareholders Funds Annual	48,568.39	43,306.64	25,932.19
Total Assets Annual	2,37,276.01	2,03,663.86	1,42,106.09

Particulars	Mar 2024
Fixed Assets Annual	3,286.43
Total Current Assets Annual	12,518.52
Non Current Assets Annual	2,24,757.49
Total Shareholders Funds Annual	48,568.39
Total Assets Annual	2,37,276.01

Shriram Finance Ltd Earning Calls

EPS (INR)

Expected

11.40

Reported

11.40

Surprise

0.00%

Dec 2024

EPS beaten by 0.00%

Sep 2024

EPS beaten by 0.01%

Jun 2024

EPS beaten by 0.00%

Dividend Pages

PE Ratio

FAQS on Shriram Finance Ltd Financials

As of May 31, 2025, Shriram Finance Ltd has a market capitalization of 1,23,324.98 Cr. Value Research classifies it as a Large-Cap company.

Yes, Shriram Finance Ltd is not with a debt-to-equity ratio of 4.16.

In FY 2024 , Shriram Finance Ltd recorded a total revenue of approximately 41,834.42 Cr marking a significant milestone in the company's financial performance.

Shriram Finance Ltd's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately 0.5% and 0.2% annually, respectively..

Shriram Finance Ltd's current PE ratio is 12.63.

Shriram Finance Ltd's ROCE averaged 10.3% from the FY ending March 2023 to 2025, with a median of 10.3%. It peaked at 10.4% in March 2024, reflecting strong capital efficiency over the period..

Shriram Finance Ltd's latest EBIT is Rs. 31,060.60 Cr, surpassing the average EBIT of Rs. 25,425.83 Cr over the 5 years..