Is Smart Finsec Ltd debt-free?

Yes, Smart Finsec Ltd is debt-free with a debt-to-equity ratio of 0.00.

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Smart Finsec Ltd

Smart Finsec Ltd Financials

Smart Finsec Ltd Financial Statement

Smart Finsec Ltd Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Mar 2025	Dec 2024	Sep 2024
Revenue	0.44	0.58	0.73
Operating Expense	0.18	0.17	0.24
Net Profit	0.20	0.30	0.37
Net Profit Margin	45.45	51.72	50.68
Earning Per Share	0.07	0.10	0.12
EBIDTA	0.26	0.40	0.50
Effective Tax Rate	19.23	21.95	22

Particulars	Mar 2025
Revenue	0.44
Operating Expense	0.18
Net Profit	0.20
Net Profit Margin	45.45
Earning Per Share	0.07
EBIDTA	0.26
Effective Tax Rate	19.23

Smart Finsec Ltd Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Total Revenue Annual	25.07	30.75	50.82
Operating Expenses Annual	21.93	28.78	46.22
Operating Profit Annual	3.14	1.98	4.61
Interest Annual	0.00	0.00	0.00
Depreciation	0.06	0.05	0.05
Net Profit Annual	2.37	1.41	3.46
Tax Annual	0.72	0.51	1.09

Particulars	Mar 2024
Total Revenue Annual	25.07
Operating Expenses Annual	21.93
Operating Profit Annual	3.14
Interest Annual	0.00
Depreciation	0.06
Net Profit Annual	2.37
Tax Annual	0.72

Smart Finsec Ltd Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Cash Flow at the Beginning	0.09	0.18	0.12
Cash Flow from Operations	2.66	-0.50	4.68
Cash Flow from Investing	-0.60	1.62	1.83
Cash Flow from Financing	-1.40	-1.20	-6.45
Cash Flow at the End	0.75	0.09	0.18

Particulars	Mar 2024
Cash Flow at the Beginning	0.09
Cash Flow from Operations	2.66
Cash Flow from Investing	-0.60
Cash Flow from Financing	-1.40
Cash Flow at the End	0.75

Smart Finsec Ltd Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
PBDIT Margin (%)	12.52	6.41	9.05
PBIT Margin (%)	12.29	6.24	8.95
PBT Margin (%)	12.29	6.24	8.95
Net PROFIT Margin (%)	9.45	4.59	6.81
Return On Networth / Equity (%)	17.79	12.33	38.51
Return On Networth /Employed (%)	22.03	14.29	30.72
Return On Assets (%)	16.92	10.50	23.35
Total Debt / Equity (X)	0.05	0.17	0.65
Asset Turnover Ratio (%)	1.79	2.29	3.43

Particulars	Mar 2024
PBDIT Margin (%)	12.52
PBIT Margin (%)	12.29
PBT Margin (%)	12.29
Net PROFIT Margin (%)	9.45
Return On Networth / Equity (%)	17.79
Return On Networth /Employed (%)	22.03
Return On Assets (%)	16.92
Total Debt / Equity (X)	0.05
Asset Turnover Ratio (%)	1.79

Smart Finsec Ltd Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Fixed Assets Annual	1.35	1.40	1.46
Total Current Assets Annual	10.98	9.95	8.93
Non Current Assets Annual	3.62	3.65	4.45
Total Shareholders Funds Annual	14.51	12.14	10.73
Total Assets Annual	14.60	13.60	13.38

Particulars	Mar 2024
Fixed Assets Annual	1.35
Total Current Assets Annual	10.98
Non Current Assets Annual	3.62
Total Shareholders Funds Annual	14.51
Total Assets Annual	14.60

Smart Finsec Ltd Earning Calls

No Data Availabe

Dividend Pages

PE Ratio

FAQS on Smart Finsec Ltd Financials

As of Jul 1, 2025, Smart Finsec Ltd has a market capitalization of 34.92 Cr. Value Research classifies it as a Micro-Cap company.

Yes, Smart Finsec Ltd is with a debt-to-equity ratio of 0.00.

In FY 2024 , Smart Finsec Ltd recorded a total revenue of approximately 2.37 Cr marking a significant milestone in the company's financial performance.

Smart Finsec Ltd's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately 0.3% and -1.3% annually, respectively..

Smart Finsec Ltd's current PE ratio is 29.85.

Smart Finsec Ltd's ROCE averaged 15.0% from the FY ending March 2023 to 2025, with a median of 14.2%. It peaked at 21.3% in March 2024, reflecting strong capital efficiency over the period..

Smart Finsec Ltd's latest EBIT is Rs. 1.51 Cr, surpassing the average EBIT of Rs. 2.17 Cr over the 5 years..