Is U. Y. Fincorp Ltd debt-free?

Yes, U. Y. Fincorp Ltd is debt-free with a debt-to-equity ratio of 0.02.

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U. Y. Fincorp Ltd

U. Y. Fincorp Ltd Financials

U. Y. Fincorp Ltd Financial Statement

U. Y. Fincorp Ltd Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Jun 2025	Mar 2025	Dec 2024
Revenue	22.32	15.70	15.65
Operating Expense	13.60	13.01	12.53
Net Profit	5.97	1.09	2.09
Net Profit Margin	26.75	6.94	13.35
Earning Per Share	0.31	0.06	0.11
EBIDTA	8.60	2.98	3.27
Effective Tax Rate	23.28	47.21	20.19

Particulars	Jun 2025
Revenue	22.32
Operating Expense	13.60
Net Profit	5.97
Net Profit Margin	26.75
Earning Per Share	0.31
EBIDTA	8.60
Effective Tax Rate	23.28

U. Y. Fincorp Ltd Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Total Revenue Annual	111.05	121.85	55.57
Operating Expenses Annual	95.01	112.46	45.78
Operating Profit Annual	18.89	84.62	11.64
Interest Annual	0.91	0.08	0.32
Depreciation	1.05	0.17	0.20
Net Profit Annual	11.73	64.92	7.75
Tax Annual	5.21	19.45	3.36

Particulars	Mar 2025
Total Revenue Annual	111.05
Operating Expenses Annual	95.01
Operating Profit Annual	18.89
Interest Annual	0.91
Depreciation	1.05
Net Profit Annual	11.73
Tax Annual	5.21

U. Y. Fincorp Ltd Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Cash Flow at the Beginning	0.47	0.09	3.69
Cash Flow from Operations	7.09	-18.47	-3.30
Cash Flow from Investing	5.77	18.93	0.03
Cash Flow from Financing	-5.41	-0.08	-0.32
Cash Flow at the End	7.92	0.47	0.09

Particulars	Mar 2025
Cash Flow at the Beginning	0.47
Cash Flow from Operations	7.09
Cash Flow from Investing	5.77
Cash Flow from Financing	-5.41
Cash Flow at the End	7.92

U. Y. Fincorp Ltd Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
PBDIT Margin (%)	16.73	42.95	20.37
PBIT Margin (%)	15.80	42.87	20.02
PBT Margin (%)	-1.56	-492.98	-42.55
Net PROFIT Margin (%)	10.38	32.95	13.58
Return On Networth / Equity (%)	3.62	22.74	3.11
Return On Networth /Employed (%)	5.46	29.48	4.45
Return On Assets (%)	3.63	22.74	2.99
Total Debt / Equity (X)	0.01	TBA	0.03
Asset Turnover Ratio (%)	0.35	0.69	0.22

Particulars	Mar 2025
PBDIT Margin (%)	16.73
PBIT Margin (%)	15.80
PBT Margin (%)	-1.56
Net PROFIT Margin (%)	10.38
Return On Networth / Equity (%)	3.62
Return On Networth /Employed (%)	5.46
Return On Assets (%)	3.63
Total Debt / Equity (X)	0.01
Asset Turnover Ratio (%)	0.35

U. Y. Fincorp Ltd Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Fixed Assets Annual	5.41	0.69	0.83
Total Current Assets Annual	42.67	86.90	34.21
Non Current Assets Annual	302.17	240.26	260.48
Total Shareholders Funds Annual	329.65	318.00	253.00
Total Assets Annual	344.84	327.16	294.69

Particulars	Mar 2025
Fixed Assets Annual	5.41
Total Current Assets Annual	42.67
Non Current Assets Annual	302.17
Total Shareholders Funds Annual	329.65
Total Assets Annual	344.84

U. Y. Fincorp Ltd Earning Calls

EPS (INR)

Expected

0.28

Reported

0.28

Surprise

0.00%

Jun 2022

EPS beaten by 0.00%

Mar 2022

EPS beaten by 0.00%

Dec 2021

EPS beaten by 0.00%

Dividend Pages

PE Ratio

FAQS on U. Y. Fincorp Ltd Financials

As of Sep 11, 2025, U. Y. Fincorp Ltd has a market capitalization of 316.18 Cr. Value Research classifies it as a Small-Cap company.

Yes, U. Y. Fincorp Ltd is with a debt-to-equity ratio of 0.02.

In FY 2024 , U. Y. Fincorp Ltd recorded a total revenue of approximately 110.83 Cr marking a significant milestone in the company's financial performance.

U. Y. Fincorp Ltd's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately 0.1% and 0.3% annually, respectively..

U. Y. Fincorp Ltd's current PE ratio is 26.95.

U. Y. Fincorp Ltd's ROCE averaged 12.1% from the FY ending March 2023 to 2025, with a median of 5.3%. It peaked at 26.5% in March 2024, reflecting strong capital efficiency over the period..

U. Y. Fincorp Ltd's latest EBIT is Rs. 17.85 Cr, surpassing the average EBIT of Rs. 37.91 Cr over the 5 years..