Is U. Y. Fincorp Ltd debt-free?

Yes, U. Y. Fincorp Ltd is debt-free with a debt-to-equity ratio of 0.02.

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U. Y. Fincorp Ltd

U. Y. Fincorp Ltd Financials

U. Y. Fincorp Ltd Financial Statement

U. Y. Fincorp Ltd Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Mar 2025	Dec 2024	Sep 2024
Revenue	15.70	15.65	45.65
Operating Expense	13.01	12.53	39.12
Net Profit	1.09	2.09	3.47
Net Profit Margin	6.94	13.35	7.60
Earning Per Share	0.06	0.11	0.18
EBIDTA	2.98	3.27	6.52
Effective Tax Rate	47.21	20.19	35.53

Particulars	Mar 2025
Revenue	15.70
Operating Expense	13.01
Net Profit	1.09
Net Profit Margin	6.94
Earning Per Share	0.06
EBIDTA	2.98
Effective Tax Rate	47.21

U. Y. Fincorp Ltd Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Total Revenue Annual	121.85	55.57	83.67
Operating Expenses Annual	112.46	45.78	80.48
Operating Profit Annual	84.62	11.64	5.54
Interest Annual	0.08	0.32	1.12
Depreciation	0.17	0.20	0.16
Net Profit Annual	64.92	7.75	3.21
Tax Annual	19.45	3.36	1.04

Particulars	Mar 2024
Total Revenue Annual	121.85
Operating Expenses Annual	112.46
Operating Profit Annual	84.62
Interest Annual	0.08
Depreciation	0.17
Net Profit Annual	64.92
Tax Annual	19.45

U. Y. Fincorp Ltd Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Cash Flow at the Beginning	0.09	3.69	9.82
Cash Flow from Operations	-18.47	-3.30	-5.01
Cash Flow from Investing	18.93	0.03	TBA
Cash Flow from Financing	-0.08	-0.32	-1.12
Cash Flow at the End	0.47	0.09	3.69

Particulars	Mar 2024
Cash Flow at the Beginning	0.09
Cash Flow from Operations	-18.47
Cash Flow from Investing	18.93
Cash Flow from Financing	-0.08
Cash Flow at the End	0.47

U. Y. Fincorp Ltd Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
PBDIT Margin (%)	42.95	20.37	6.53
PBIT Margin (%)	42.87	20.02	6.34
PBT Margin (%)	-492.98	-42.55	0.70
Net PROFIT Margin (%)	32.95	13.58	3.78
Return On Networth / Equity (%)	22.74	3.11	1.32
Return On Networth /Employed (%)	29.48	4.45	2.08
Return On Assets (%)	22.74	2.99	1.25
Total Debt / Equity (X)	TBA	0.03	0.06
Asset Turnover Ratio (%)	0.69	0.22	0.33

Particulars	Mar 2024
PBDIT Margin (%)	42.95
PBIT Margin (%)	42.87
PBT Margin (%)	-492.98
Net PROFIT Margin (%)	32.95
Return On Networth / Equity (%)	22.74
Return On Networth /Employed (%)	29.48
Return On Assets (%)	22.74
Total Debt / Equity (X)	TBA
Asset Turnover Ratio (%)	0.69

U. Y. Fincorp Ltd Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Fixed Assets Annual	0.69	0.83	1.00
Total Current Assets Annual	86.90	34.21	32.85
Non Current Assets Annual	240.26	260.48	270.75
Total Shareholders Funds Annual	318.00	253.00	245.25
Total Assets Annual	327.16	294.69	303.60

Particulars	Mar 2024
Fixed Assets Annual	0.69
Total Current Assets Annual	86.90
Non Current Assets Annual	240.26
Total Shareholders Funds Annual	318.00
Total Assets Annual	327.16

U. Y. Fincorp Ltd Earning Calls

EPS (INR)

Expected

0.28

Reported

0.28

Surprise

0.00%

Jun 2022

EPS beaten by 0.00%

Mar 2022

EPS beaten by 0.00%

Dec 2021

EPS beaten by 0.00%

Dividend Pages

PE Ratio

FAQS on U. Y. Fincorp Ltd Financials

As of Jun 3, 2025, U. Y. Fincorp Ltd has a market capitalization of 316.18 Cr. Value Research classifies it as a Small-Cap company.

Yes, U. Y. Fincorp Ltd is with a debt-to-equity ratio of 0.02.

In FY 2024 , U. Y. Fincorp Ltd recorded a total revenue of approximately 110.83 Cr marking a significant milestone in the company's financial performance.

U. Y. Fincorp Ltd's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately 0.1% and 0.3% annually, respectively..

U. Y. Fincorp Ltd's current PE ratio is 26.95.

U. Y. Fincorp Ltd's ROCE averaged 12.1% from the FY ending March 2023 to 2025, with a median of 5.3%. It peaked at 26.5% in March 2024, reflecting strong capital efficiency over the period..

U. Y. Fincorp Ltd's latest EBIT is Rs. 17.85 Cr, surpassing the average EBIT of Rs. 37.91 Cr over the 5 years..