Is United Credit Ltd debt-free?

Yes, United Credit Ltd is debt-free with a debt-to-equity ratio of 0.01.

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United Credit Ltd

United Credit Ltd Financials

United Credit Ltd Financial Statement

United Credit Ltd Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Jun 2025	Mar 2025	Dec 2024
Revenue	0.80	0.78	0.95
Operating Expense	0.46	0.76	0.51
Net Profit	0.25	0.05	0.27
Net Profit Margin	31.25	6.41	28.42
Earning Per Share	0.47	0.09	0.51
EBIDTA	0.34	0.05	0.41
Effective Tax Rate	20.59	-150	27.91

Particulars	Jun 2025
Revenue	0.80
Operating Expense	0.46
Net Profit	0.25
Net Profit Margin	31.25
Earning Per Share	0.47
EBIDTA	0.34
Effective Tax Rate	20.59

United Credit Ltd Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Total Revenue Annual	3.44	3.40	2.90
Operating Expenses Annual	2.37	1.96	2.00
Operating Profit Annual	1.38	2.15	0.93
Interest Annual	0.01	0.01	0.01
Depreciation	0.07	0.07	0.06
Net Profit Annual	1.01	1.64	0.72
Tax Annual	0.29	0.44	0.14

Particulars	Mar 2025
Total Revenue Annual	3.44
Operating Expenses Annual	2.37
Operating Profit Annual	1.38
Interest Annual	0.01
Depreciation	0.07
Net Profit Annual	1.01
Tax Annual	0.29

United Credit Ltd Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Cash Flow at the Beginning	0.88	0.41	0.11
Cash Flow from Operations	-0.44	0.53	0.31
Cash Flow from Investing	0.04	TBA	-0.13
Cash Flow from Financing	0.06	-0.05	0.12
Cash Flow at the End	0.54	0.88	0.41

Particulars	Mar 2025
Cash Flow at the Beginning	0.88
Cash Flow from Operations	-0.44
Cash Flow from Investing	0.04
Cash Flow from Financing	0.06
Cash Flow at the End	0.54

United Credit Ltd Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
PBDIT Margin (%)	36.90	52.31	31.85
PBIT Margin (%)	35.03	50.61	29.79
PBT Margin (%)	-3,467.64	-5,034.55	-2,949.66
Net PROFIT Margin (%)	27.01	39.90	24.66
Return On Networth / Equity (%)	3.43	5.82	2.67
Return On Networth /Employed (%)	4.43	7.39	3.22
Return On Assets (%)	3.51	5.19	2.71
Total Debt / Equity (X)	TBA	TBA	TBA
Asset Turnover Ratio (%)	0.13	0.13	0.11

Particulars	Mar 2025
PBDIT Margin (%)	36.90
PBIT Margin (%)	35.03
PBT Margin (%)	-3,467.64
Net PROFIT Margin (%)	27.01
Return On Networth / Equity (%)	3.43
Return On Networth /Employed (%)	4.43
Return On Assets (%)	3.51
Total Debt / Equity (X)	TBA
Asset Turnover Ratio (%)	0.13

United Credit Ltd Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Fixed Assets Annual	0.29	0.18	0.22
Total Current Assets Annual	10.31	10.95	10.92
Non Current Assets Annual	20.29	18.92	17.78
Total Shareholders Funds Annual	29.98	28.99	27.34
Total Assets Annual	30.61	29.87	28.70

Particulars	Mar 2025
Fixed Assets Annual	0.29
Total Current Assets Annual	10.31
Non Current Assets Annual	20.29
Total Shareholders Funds Annual	29.98
Total Assets Annual	30.61

United Credit Ltd Earning Calls

No Data Availabe

Dividend Pages

PE Ratio

FAQS on United Credit Ltd Financials

As of Sep 11, 2025, United Credit Ltd has a market capitalization of 16.54 Cr. Value Research classifies it as a Micro-Cap company.

Yes, United Credit Ltd is with a debt-to-equity ratio of 0.01.

In FY 2024 , United Credit Ltd recorded a total revenue of approximately 3.44 Cr marking a significant milestone in the company's financial performance.

United Credit Ltd's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately 0.4% and 0.1% annually, respectively..

United Credit Ltd's current PE ratio is 16.38.

United Credit Ltd's ROCE averaged 4.9% from the FY ending March 2023 to 2025, with a median of 4.3%. It peaked at 7.2% in March 2024, reflecting strong capital efficiency over the period..

United Credit Ltd's latest EBIT is Rs. 1.31 Cr, surpassing the average EBIT of Rs. 1.43 Cr over the 5 years..