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Aadhar Housing Finance Ltd P/E Ratio

Aadhar Housing Finance Ltd P/E Ratio

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Last Updated time: 24 Jul 09:08 AM

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Aadhar Housing Finance Ltd

NSE: AADHARHFC

PE

26.2

Last updated : 24 Jul 09:08 AM

Key Highlights

    The P/E Ratio of Aadhar Housing Finance Ltd is 26.2 as of 24 Jul 09:08 AM .a1#The P/E Ratio of Aadhar Housing Finance Ltd changed from 0 on March 2019 to 0 on March 2023 . This represents a CAGR of 0.0% over 5 years. a1#The Latest Trading Price of Aadhar Housing Finance Ltd is ₹ 460 as of 24 Jul 09:01 .a1#The PE Ratio of Finance Industry has changed from 15.3 to 13.8 in 5 years. This represents a CAGR of -2.04%a1# The PE Ratio of Automobile industry is 18.9. The PE Ratio of Finance industry is 23.5. The PE Ratio of IT - Software industry is 29.4. The PE Ratio of Retail industry is 143.1. The PE Ratio of Textiles industry is 20.5. In 2024a1#The Market Cap of Aadhar Housing Finance Ltd changed from ₹ 0 crore on March 2019 to ₹ 0 crore on March 2023 . This represents a CAGR of 0.0% over 5 years. a1#The Revenue of Aadhar Housing Finance Ltd changed from ₹ 555.51 crore to ₹ 691.81 crore over 3 quarters. This represents a CAGR of 33.99% a1#The EBITDA of Aadhar Housing Finance Ltd changed from ₹ 397.43 crore to ₹ 526.25 crore over 3 quarters. This represents a CAGR of 45.40% a1#The Net Pr of Aadhar Housing Finance Ltd changed from ₹ 140.7 crore to ₹ 201.76 crore over 3 quarters. This represents a CAGR of 61.70% a1#The Dividend Payout of Aadhar Housing Finance Ltd changed from 11.1 % on March 2019 to 0 % on March 2023 . This represents a CAGR of -100.00% over 5 years. a1#

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Historical P/E Ratio of Aadhar Housing Finance Ltd

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Historical P/E Ratio of Aadhar Housing Finance Ltd

Period
Mar '190
Mar '200
Mar '210
Mar '220
Mar '230

Company Fundamentals for Aadhar Housing Finance Ltd

Market Cap

19,617 Cr

EPS

17.6

P/E Ratio (TTM) *

26.2

P/B Ratio (TTM) *

3.6

Day’s High

0.0

Day’s Low

0.0

DTE *

3.1

ROE *

16.8

52 Week High

486.75

52 Week Low

0.0

ROCE *

10.6

* All values are consolidated

Last Updated time: 24 Jul 09:08 AM

* All values are consolidated

Last Updated time: 24 Jul 09:08 AM

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Aadhar Housing Finance Ltd

NSE: AADHARHFC

PRICE

460

0.05 (0.01%)

stock direction

Last updated : 24 Jul 09:01

×

PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Aadhar Housing Finance Ltd

Strength

4

S

Weakness

2

W

Opportunity

0

O

Threats

1

T

BlinkX Score for Aadhar Housing Finance Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

Asset Value vs Market Value of Aadhar Housing Finance Ltd

Market Value

19,618

Asset Value

2,299

7.5 X

Value addition

* All values are in Rupees

Competitive Comparison of P/E Ratio

Company NamePEMarket Cap (INR Cr.)
Aadhar Housing Finance Ltd2619,617
Bajaj Finance Ltd27416,721
Bajaj Finserv Ltd31258,308
Jio Financial Services Ltd134212,803
Power Finance Corporation Ltd8172,661

Key Valuation Metric of Aadhar Housing Finance Ltd

Earnings

661 Cr

26.2 X

PE Ratio

Market Cap

₹19617Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Earnings

661 Cr

26.2 X

PE Ratio

Market Cap

₹19617Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Finance Industry over time

PE Ratio of Top Sectors

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Historical Market Cap of Aadhar Housing Finance Ltd

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Historical Market Cap of Aadhar Housing Finance Ltd

Period
Mar '190
Mar '200
Mar '210
Mar '220
Mar '230

* All values are a in crore

×

Historical Revenue of Aadhar Housing Finance Ltd

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Historical Revenue of Aadhar Housing Finance Ltd

Period
Mar '23556
Dec '23673
Mar '24692

* All values are a in crore

×

Historical EBITDA of Aadhar Housing Finance Ltd

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

Historical EBITDA of Aadhar Housing Finance Ltd

Period
Mar '23397
Dec '23517
Mar '24526

* All values are a in crore

×

Historical Net Profit of Aadhar Housing Finance Ltd

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Historical Net Profit of Aadhar Housing Finance Ltd

Period
Mar '23141
Dec '23204
Mar '24202

* All values are a in crore

×

Historical Dividend Payout of Aadhar Housing Finance Ltd

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Historical Dividend Payout of Aadhar Housing Finance Ltd

Period
Mar '1911
Mar '200
Mar '210
Mar '220
Mar '230

* All values are a in %

About Aadhar Housing Finance Ltd

About Aadhar Housing Finance Ltd

    Aadhar Housing Finance Limited was originally incorporated as Vysya Bank Housing Finance Limited' at Bengaluru, Karnataka as a Public Company, pursuant to a Certificate of Incorporation dated November 26, 1990, issued by the Registrar of Companies, Karnataka at Bangalore and commenced operations pursuant to a Certificate for Commencement of Business dated November 27, 1990, issued by the RoC. Subsequently, the name of Company was changed to DHFL Vysya Housing Finance Limited' and a fresh Certificate of Incorporation dated October 15, 2003, was issued by the RoC. Separately, an entity named Aadhar Housing Finance Private Limited' (Pre-merger AHFPL) was incorporated as a Private Limited Company, at Mumbai, Maharashtra dated May 3, 2010, issued by the Registrar of Companies, Maharashtra at Mumbai, which commenced its operations in February 2011. Pre-merger AHFPL later converted into a Public Company and its name was changed to Aadhar Housing Finance Limited', and a fresh Certificate of Incorporation dated September 3, 2013 was issued by the Registrar of Companies, Maharashtra at Mumbai. Pre-merger AHFPL was later merged into the Company pursuant to a Scheme of Amalgamation approved by the National Company Law Tribunal, Bengaluru Bench at Bengaluru, dated October 27, 2017. Pursuant to Scheme of Amalgamation, the Company name was changed to Aadhar Housing Finance Limited' and a fresh Certificate of Incorporation dated December 4, 2017, was issued by the RoC. Aadhar Housing Finance Limited was established in 1990 as Vysya Bank Housing Finance Ltd. A separate entity, Aadhar Housing Finance Ltd (AHFL) was established in 2010 with the equity participation of IFC, and it was merged with Vysya Bank HFL in November 2017. The merged entity was renamed as Aadhar Housing Finance Ltd on 4 December 2017. In June 2019, BCP Topco VII Pte. Limited (which is controlled by a private equity fund managed by the Blackstone Group) completed the acquisition of the stake from existing shareholders and now holds 76.48% in the company. The Company raised approximately Rs 7 billion through maiden public offering of NCDs. AHFL is well-capitalised, with a total CRAR of 44.08% as of 31 March 2021, which is above the RBI's minimum stipulated requirement of 15%. The equity raise of Rs. 1300 Crore in FY20 by the promoter, Blackstone Group, through its private equity funds, strengthened the company's capital position to cover for any asset-side risk and to augment growth. The company's asset quality is also comfortable, with the gross NPA and net NPA ratio at 1.21% and 0.81%, respectively, as on 31 March 2021 as against 1.29% and 0.78%, respectively, as on 31 March 2020. AHFL has a comfortable resource profile, with the funding mix comprising Term Loans (62%), NCDs (21%), NHB refinance (16%) and subordinated debt (1%). Over the years, the company has diversified its funding mix, with the proportion of NCDs and NHB refinance increasing from 27% at the end of FY20 to 37% as at the end of FY21. Given its parentage and track record of performance, the company is well-placed in terms of raising funds for its growth. During FY21, the company has raised Rs 1695 Crore of bank loans, Rs 1091 Crore from NHB, Rs.815 Crore of NCDs and commercial paper of Rs 50 Crore. The company has been able to take advantage of the prevailing interest rates and has been able to reduce its incremental cost of borrowings to 6.76% in FY21 from 8.89% in FY20. AHFL is a retail-focused mortgage financier, with 80% of total AUM comprising home loans, as on 31 March 2021. The company had approximately 1.80 lakh live accounts as on 31 March 2021 with an average ticket size of Rs 8.50 lakh. Around 20% of the total AUM comprises retail loans against property (LAP) with an average ticket size of Rs. 7.17 lakhs. The company also has a wide geographical presence across 20 states and union territories. The top two states, viz., Uttar Pradesh and Maharashtra, constitute 31% of the loan book. AHFL is one of the largest independent affordable housing finance companies with a wide geographic presence across 20 states and union territories with 469 branches, as on 31 March 2023. In May, 2024, the Company came up with an Initial Public Offer of 95,255,598 Equity Shares by raising equity capital aggregating Rs 3000 Crore, consisting a Fresh Issue of 31,763,535 Equity Shares aggregating to Rs 1000 Crore and an Offer for Sale of 63,492,063 Equity Shares aggregating to Rs 2000 Crore. Post IPO, the holding of Blackstone Group in the Company is 76.48%.

Aadhar Housing Finance Ltd News Hub

News

Aadhar Housing Finance to conduct board meeting

Aadhar Housing Finance will hold a meeting of the Board of Directors of the Company on 7 A...

Read more

13 Jul 202412:42

News

Aadhar Housing Finance schedules board meeting

Aadhar Housing Finance will hold a meeting of the Board of Directors of the Company on 29 ...

Read more

28 May 202414:47

News

Aadhar Housing makes muted debut

The scrip was listed at Rs 314.30, exhibiting a marginal discount to the issue price. So f...

Read more

15 May 202410:23

News

Aadhar Housing Finance IPO lists today

The equity shares of Aadhar Housing Finance (Scrip Code: 544176) are listed effective 15 M...

Read more

15 May 202409:01

Product Composition by Percentage (Revenue)

FAQs for PE of Aadhar Housing Finance Ltd

What is Aadhar Housing Finance Ltd current share price?

The current market price of Aadhar Housing Finance Ltd as of July 24, 2024 is ₹460.00.

Is Aadhar Housing Finance Ltd a good investment?

As per BlinkX Score Aadhar Housing Finance Ltd scores 44 in Revenue, 79 in Profitability. However it's advisable to conduct comprehensive research or seek advice from experts to evaluate whether it aligns with your investment objectives.

What are Aadhar Housing Finance Ltd's total net assets?

According to Aadhar Housing Finance Ltd's most recent financial filings, the company's net assets total ₹2299.1 Cr.

Is Aadhar Housing Finance Ltd making a profit or loss?

Aadhar Housing Finance Ltd's net Profit as of July 24, 2024 is close to ₹661 Cr.
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