Kotak Banking and PSU Debt Direct - Growth

Q: What kind of returns does Kotak Banking and PSU Debt Direct - Growth provide?

Kotak Banking and PSU Debt Direct - Growth aims to generate capital appreciation by investing mainly in public sector undertakings (PSUs). Historically, its returns have often shown moderate to high growth rate depending on market conditions. Kotak Banking and PSU Debt Direct - Growth had a return of 7.46% over the past 1 year.

Q: How much expense ratio is charged by Kotak Banking and PSU Debt Direct - Growth?

The expense ratio for Kotak Banking and PSU Debt Direct - Growth, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 23 Jan 2026, the expense ratio charged by Kotak Banking and PSU Debt Direct - Growth is typically around 0.5 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of Kotak Banking and PSU Debt Direct - Growth?

As of 23 Jan 2026, the Assets Under Management (AUM) of Kotak Banking and PSU Debt Direct - Growth is approximately ₹5530.0157 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of Kotak Banking and PSU Debt Direct - Growth?

The Net Asset Value (NAV) of Kotak Banking and PSU Debt Direct - Growth is updated daily and reflects the per-unit value of the fund's assets. As of 23 Jan 2026 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of Kotak Banking and PSU Debt Direct - Growth?

The PE ratio for Kotak Banking and PSU Debt Direct - Growth is 0 and the PB ratio is 0. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of Kotak Banking and PSU Debt Direct - Growth?

The exit load for Kotak Banking and PSU Debt Direct - Growth is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Debt

NAV

₹ 70.26

CAGR (3 Years)

7.75%

AUM (Cr)

₹ 5,530.02

Risk

Moderate Risk

About Kotak Banking and PSU Debt Direct - Growth

To generate income by predominantly investing in debt & money market securities issued by Banks & PSUs and Reverse repos in such securities, sovereign securities issued by the Central Government and State Governments, and / or any security unconditionally guaranteed by the Govt. of India.

Breakdown of this Fund

Debt Others

84.36%

Govt. Securities

54.80%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

0.5

Exit Load

Nil

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.