UTI Banking and Financial Services Fund - Direct Plan - Growth Option

As on 06 Feb 2026

UTI Banking and Financial Services Fund - Direct Plan - Growth Option

Q: How much expense ratio is charged by UTI Banking and Financial Services Fund - Direct Plan - Growth Option?

The expense ratio for UTI Banking and Financial Services Fund - Direct Plan - Growth Option, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 06 Feb 2026, the expense ratio charged by UTI Banking and Financial Services Fund - Direct Plan - Growth Option is typically around 1.83 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of UTI Banking and Financial Services Fund - Direct Plan - Growth Option?

As of 06 Feb 2026, the Assets Under Management (AUM) of UTI Banking and Financial Services Fund - Direct Plan - Growth Option is approximately ₹1399.8203 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of UTI Banking and Financial Services Fund - Direct Plan - Growth Option?

The Net Asset Value (NAV) of UTI Banking and Financial Services Fund - Direct Plan - Growth Option is updated daily and reflects the per-unit value of the fund's assets. As of 06 Feb 2026 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of UTI Banking and Financial Services Fund - Direct Plan - Growth Option?

The PE ratio for UTI Banking and Financial Services Fund - Direct Plan - Growth Option is 33.8 and the PB ratio is 4. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of UTI Banking and Financial Services Fund - Direct Plan - Growth Option?

The exit load for UTI Banking and Financial Services Fund - Direct Plan - Growth Option is 0% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Equity

NAV

₹ 231.19

CAGR (3 Years)

19.03%

AUM (Cr)

₹ 1,399.82

Risk

Very High Risk

About UTI Banking and Financial Services Fund - Direct Plan - Growth Option

objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of companies/institutions engaged in the banking and financial services activities. However, there can be no assurance or guarantee that the investment objective o

Breakdown of this Fund

Banks

184.34%

Debt Others

6.12%

Finance

49.17%

Financial Services

8.63%

Fixed Deposits

0.03%

Insurance

15.88%

IT - Software

1.76%

Miscellaneous

8.33%

Stock/ Commodity Brokers

0.49%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

1.83

Exit Load

1.00% - if units purchased or switched in from another Scheme of the Fund are re...

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.