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LIC Housing Finance Ltd P/E Ratio

LIC Housing Finance Ltd P/E Ratio

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LIC Housing Finance Ltd

NSE: LICHSGFIN

PE

7.1

Last updated : 20 May 09:20 AM

Key Highlights

    The P/E Ratio of LIC Housing Finance Ltd is 7.1 as of 20 May 09:20 AM .a1#The P/E Ratio of LIC Housing Finance Ltd changed from 11.1 on March 2019 to 6.3 on March 2023 . This represents a CAGR of -10.71% over 5 years. a1#The Latest Trading Price of LIC Housing Finance Ltd is ₹ 645.7 as of 18 May 15:30 .a1#The PE Ratio of Finance Industry has changed from 15.3 to 13.6 in 5 years. This represents a CAGR of -2.33%a1# The PE Ratio of Automobile industry is 27.2. The PE Ratio of Finance industry is 13.6. The PE Ratio of IT - Software industry is 27.9. The PE Ratio of Retail industry is 94.8. The PE Ratio of Textiles industry is 21.1. In 2023a1#The Market Cap of LIC Housing Finance Ltd changed from ₹ 26921 crore on March 2019 to ₹ 18080 crore on March 2023 . This represents a CAGR of -7.65% over 5 years. a1#The Revenue of LIC Housing Finance Ltd changed from ₹ 5302 crore to ₹ 6948 crore over 8 quarters. This represents a CAGR of 14.47% a1#The EBITDA of LIC Housing Finance Ltd changed from ₹ 4798 crore to ₹ 6146 crore over 8 quarters. This represents a CAGR of 13.18% a1#The Net Profit of LIC Housing Finance Ltd changed from ₹ 926.89 crore to ₹ 1082 crore over 8 quarters. This represents a CAGR of 8.05% a1#The Dividend Payout of LIC Housing Finance Ltd changed from 15.79 % on March 2019 to 16.18 % on March 2023 . This represents a CAGR of 0.49% over 5 years. a1#

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P/E Ratio Over Time

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

P/E Ratio Over Time

Period
Mar '1911.1
Mar '204.9
Mar '217.9
Mar '228.7
Mar '236.3

Fundamental Metrics

Market Cap

35,517 Cr

EPS

88.5

P/E Ratio (TTM) *

7.1

P/B Ratio (TTM) *

1.2

Day’s High

653.6

Day’s Low

643.0

DTE *

8.3

ROE *

14.2

52 Week High

682.9

52 Week Low

362.65

ROCE *

8.4

* All values are consolidated

* All values are consolidated

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LIC Housing Finance Ltd

NSE: LICHSGFIN

PRICE

645.7

-5.85(-0.90%)

stock direction

Last updated : 18 May 15:30

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PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of LIC Housing Finance Ltd

Strength

1

S

Weakness

1

W

Opportunity

2

O

Threats

1

T

BlinkX Score for LIC Housing Finance Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

Asset Value vs Market Value

Market Value

34,420

Asset Value

3,344

9.3 X

Value addition

* All values are in Rupees

PE Ratio Over Market Cap

Key Valuation Metric

Earnings

4,868 Cr

7.1 X

PE Ratio

Market Cap

₹34420Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio

PS Ratio

PB Ratio

Earnings

4,868 Cr

7.1 X

PE Ratio

Market Cap

₹34420Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Finance Industry over time

PE Ratio of Top Sectors

LIC Housing Finance Ltd PE Ratio Calculation

  • The Price-to-Earnings (PE) ratio, also known as the P/E Ratio, is a fundamental financial metric used to assess the valuation of a company's stock in relation to its earnings performance. For LIC Housing Finance Ltd, the PE Ratio is calculated as follows:

P/E Ratio

=

Market Capitalization

Net Income

  • Given the current market conditions, LIC Housing Finance Ltd's Share Price stands at 645.7. The Earnings per Share (Diluted) for the trailing twelve months (TTM) ending in 2024-05-18T00:00:00 is 88.5. Substituting the values into the formula, PE Ratio becomes as follows: PE Ratio = 645.7/ 88.5= 7.07.

P/E Ratio

=

Stock Price

Earning Per Share

  • This indicates that LIC Housing Finance Ltd's stock is trading at approximately 7.07 times its earnings per share for the trailing twelve months. Alternatively, the PE Ratio can also be computed using the company's overall financial performance: PE Ratio = Market Cap / Net Income. Where Market Cap represents the total market capitalization of the company, and Net Income signifies the total earnings after expenses and taxes.

Understanding LIC Housing Finance Ltd’s PE Ratio (BSE: LICHSGFIN)

    The Price-to-Earnings (PE) ratio, used to assess LIC Housing Finance Ltd's stock (BSE: LICHSGFIN), indicates how many years it would take for the company to earn back the stock price. If a company earns ₹2 per share annually and its stock trades at ₹30, the PE ratio is 15, signifying a 15-year payback period assuming steady earnings. Earnings fluctuate, affecting the payback period, Growing earnings shorten the recovery time while declining earnings extend it. Shareholders favor shorter payback periods, preferring lower PE stocks. Among stocks with the same PE ratio, faster-growing businesses are preferred. A company with losses makes the PE ratio meaningless. Peter Lynch introduced the PEG ratio to compare stocks with different growth rates, dividing the PE ratio by the growth rate. A company is considered fairly valued when its PE ratio matches its growth rate. The PE ratio, applicable across industries, measures stock valuation based on earnings power. It indicates how quickly an investment can be recouped. Unlike the PB ratio, which assesses valuation based on the balance sheet, the PE ratio focuses on earnings. Overall, the PE ratio provides insights into stock valuation, aligning with investors' preference for faster returns.

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Market Cap Over Time

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Market Cap Over Time

Period
Mar '1926921
Mar '2011870
Mar '2121605
Mar '2219775
Mar '2318081

* All values are a in crore

×

Revenue Over Time

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Revenue Over Time

Period
Jun '225303
Sep '225101
Dec '225896
Mar '226431
Jun '236759
Sep '236766
Dec '236804
Mar '236949

* All values are a in crore

×

EBITDA Over Time

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

EBITDA Over Time

Period
Jun '224798
Sep '224290
Dec '224827
Mar '225850
Jun '236157
Sep '236096
Dec '236119
Mar '236147

* All values are a in crore

×

Net Profit Over Time

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Net Profit Over Time

Period
Jun '22927
Sep '22311
Dec '22462
Mar '221191
Jun '231319
Sep '231192
Dec '231167
Mar '231082

* All values are a in crore

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Dividend Payout Over Time

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Dividend Payout Over Time

Period
Mar '1916
Mar '2017
Mar '2116
Mar '2220
Mar '2316

* All values are a in %

About LIC Housing Finance Ltd

About LIC Housing Finance Ltd

    The Company also provides finance to builders and developers engaged in the business of construction of houses or flats for residential purpose and to be sold by them. LICHFL Trustee Company Private Limited currently provides Trusteeship services to LICHFL Urban Development Fund managed by LICHFL Asset Management Company Limited. It has established Care Homes under two Projects in Bengaluru and another one in Bhubaneswar is nearing Completion. In the year 2006, the company introduced new Griha Jestha for senior citizens for buying unit of LICHFL Care Homes Ltd. In May 2007, the company launched maiden Fixed Deposit Scheme. During the year 2021-22, opening of 2 new offices were initiated and 2565 of new Marketing Intermediaries were recruited to further strengthen the distribution network. The Company registered a New Fund with SEBI - LICHFL Real Estate Debt Opportunities Fund - I on 30th March, 2021 under AIF Category II of SEBI Alternate Investment Fund Regulations 2012 (AIF).

LIC Housing Finance Ltd News Hub

News

Board of LIC Housing Finance recommends final dividend

LIC Housing Finance announced that the Board of Directors of the Company at its meeting he...

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16 May 2024 09:43

News

LIC Housing posts PAT of Rs 1,090 crore in Q4; NIM at 3.15%

Net interest income (NII) rose by 12% in the fourth quarter to Rs 2,237.60 crore, as again...

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16 May 2024 10:48

News

LIC Housing Finance to announce Quarterly Result

LIC Housing Finance will hold a meeting of the Board of Directors of the Company on 15 May...

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03 May 2024 18:20

News

LIC Housing Finance Ltd soars 1.53%, rises for fifth straight session

LIC Housing Finance Ltd is up for a fifth straight session in a row. The stock is quoting ...

Read more

04 Apr 2024 13:00

News

LIC Housing Finance Ltd down for fifth straight session

LIC Housing Finance Ltd is down for a fifth straight session today. The stock is quoting a...

Read more

12 Mar 2024 13:35

News

LIC Housing Finance Ltd spurts 1.74%, gains for fifth straight session

LIC Housing Finance Ltd is up for a fifth straight session today. The stock is quoting at ...

Read more

26 Feb 2024 13:00

Product Composition by Percentage (Revenue)

FAQs for PE of LIC Housing Finance Ltd

What is LIC Housing Finance Ltd current share price?

The current market price of LIC Housing Finance Ltd as of May 20, 2024 is ₹645.70.

Is LIC Housing Finance Ltd a good investment?

As per BlinkX Score LIC Housing Finance Ltd scores 21 in Revenue, 35 in Profitability. However it's advisable to conduct comprehensive research or seek advice from experts to evaluate whether it aligns with your investment objectives.

What are LIC Housing Finance Ltd's total net assets?

According to LIC Housing Finance Ltd's most recent financial filings, the company's net assets total ₹3344.1 Cr.

Is LIC Housing Finance Ltd making a profit or loss?

LIC Housing Finance Ltd's net Profit as of May 20, 2024 is close to ₹4,868 Cr.
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