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Fino Payments Bank Ltd P/E Ratio

Fino Payments Bank Ltd P/E Ratio

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Volume transacted

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Last Updated time: 19 Jul 13:29 PM

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Fino Payments Bank Ltd

NSE: FINOPB

PE

29.2

Last updated : 19 Jul 13:29 PM

Key Highlights

    The P/E Ratio of Fino Payments Bank Ltd is 29.2 as of 19 Jul 13:29 PM .a1#The P/E Ratio of Fino Payments Bank Ltd changed from 48.8 on March 2019 to 26 on March 2023 . This represents a CAGR of -27.01% over 2 years. a1#The Latest Trading Price of Fino Payments Bank Ltd is ₹ 296.2 as of 19 Jul 13:21 .a1#The PE Ratio of Banks Industry has changed from 413.8 to 13.7 in 5 years. This represents a CAGR of -49.42%a1# The PE Ratio of Automobile industry is 18.5. The PE Ratio of Banks industry is 11.7. The PE Ratio of Finance industry is 24.3. The PE Ratio of IT - Software industry is 29.3. The PE Ratio of Retail industry is 143.1. The PE Ratio of Textiles industry is 20.4. In 2024a1#The Market Cap of Fino Payments Bank Ltd changed from ₹ 2085 crore on March 2019 to ₹ 1695 crore on March 2023 . This represents a CAGR of -9.83% over 2 years. a1#The Revenue of Fino Payments Bank Ltd changed from ₹ 289.05 crore to ₹ 401.3 crore over 8 quarters. This represents a CAGR of 17.83% a1#The EBITDA of Fino Payments Bank Ltd changed from ₹ 17.79 crore to ₹ 48.28 crore over 8 quarters. This represents a CAGR of 64.74% a1#The Net Pr of Fino Payments Bank Ltd changed from ₹ 10.1 crore to ₹ 25.21 crore over 8 quarters. This represents a CAGR of 57.99% a1#The Dividend Payout of Fino Payments Bank Ltd changed from 0 % on March 2019 to 0 % on March 2023 . This represents a CAGR of 0.0% over 5 years. a1#

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Historical P/E Ratio of Fino Payments Bank Ltd

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Historical P/E Ratio of Fino Payments Bank Ltd

Period
Mar '190
Mar '200
Mar '210
Mar '2248.8
Mar '2326

Company Fundamentals for Fino Payments Bank Ltd

Market Cap

2,503 Cr

EPS

10.4

P/E Ratio (TTM) *

29.2

P/B Ratio (TTM) *

4.0

Day’s High

303.4

Day’s Low

294.95

DTE *

NaN

ROE *

13.4

52 Week High

383.75

52 Week Low

249.55

ROCE *

1.5

* All values are consolidated

Last Updated time: 19 Jul 13:29 PM

* All values are consolidated

Last Updated time: 19 Jul 13:29 PM

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Fino Payments Bank Ltd

NSE: FINOPB

PRICE

296.2

-4.70 (-1.56%)

stock direction

Last updated : 19 Jul 13:21

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PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Fino Payments Bank Ltd

Strength

1

S

Weakness

0

W

Opportunity

0

O

Threats

0

T

Asset Value vs Market Value of Fino Payments Bank Ltd

Market Value

2,515

Asset Value

1,175

1.1 X

Value addition

* All values are in Rupees

Competitive Comparison of P/E Ratio

Company NamePEMarket Cap (INR Cr.)
Fino Payments Bank Ltd292,514
HDFC Bank Ltd191,232,440
ICICI Bank Ltd19872,770
State Bank of India11786,124
Axis Bank Ltd15403,038
Kotak Mahindra Bank Ltd19358,865

Key Valuation Metric of Fino Payments Bank Ltd

Earnings

86 Cr

29.2 X

PE Ratio

Market Cap

₹2514Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Earnings

86 Cr

29.2 X

PE Ratio

Market Cap

₹2514Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Banks Industry over time

PE Ratio of Top Sectors

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Historical Market Cap of Fino Payments Bank Ltd

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Historical Market Cap of Fino Payments Bank Ltd

Period
Mar '190
Mar '200
Mar '210
Mar '222085
Mar '231695

* All values are a in crore

×

Historical Revenue of Fino Payments Bank Ltd

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Historical Revenue of Fino Payments Bank Ltd

Period
Jun '22289
Sep '22303
Dec '22314
Mar '23323
Jun '23348
Sep '23359
Dec '23370
Mar '24401

* All values are a in crore

×

Historical EBITDA of Fino Payments Bank Ltd

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

Historical EBITDA of Fino Payments Bank Ltd

Period
Jun '2218
Sep '2226
Dec '2233
Mar '2336
Jun '2334
Sep '2338
Dec '2344
Mar '2448

* All values are a in crore

×

Historical Net Profit of Fino Payments Bank Ltd

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Historical Net Profit of Fino Payments Bank Ltd

Period
Jun '2210
Sep '2214
Dec '2219
Mar '2322
Jun '2319
Sep '2320
Dec '2323
Mar '2425

* All values are a in crore

×

Historical Dividend Payout of Fino Payments Bank Ltd

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Historical Dividend Payout of Fino Payments Bank Ltd

Period
Mar '190
Mar '200
Mar '210
Mar '220
Mar '230

* All values are a in %

About Fino Payments Bank Ltd

About Fino Payments Bank Ltd

    The Bank was incorporated as Fino Fintech Foundation on 23 June 2007.Pursuant to surrender of the license under section 8 of Companies Act, 2013, the name was changed to Fino Fintech Private Limited and a fresh certificate of incorporation dated 15 December 2015 was issued by Registrar of Companies, Maharashtra at Mumbai. Thereafter, pursuant to the conversion of the Bank to a public limited company, the name of the Bank was changed to Fino Fintech Limited on 03 February 2017. The Promoter, Fino PayTech Limited, was granted an in-principle approval to establish a payments bank ('Payments Bank'), by the RBI, pursuant to its letter dated 07 September 2015. Subsequently, the Bank received the final approval of the RBI to carry on the business as a Payments Bank on 30 March 2017. Pursuant to receipt of approval by RBI, the name of the Bank was changed to Fino Payments Bank Limited on 04 April 2017. The Bank commenced its business operations on 30 June 2017.The bank is a wholly owned subsidiary of FINO PayTech Ltd which is engaged in providing business and banking technology platform based solutions and services related to financial inclusion. The bank is engaged in providing a wide range of financial services to the rural,poor and underserved and unserved classes. Fino Payments Bank offers a diverse range of financial products and services that are primarily digital and have a payments focus, and operates an asset light business model that principally relies on fee and commission based income generated from merchant network and strategic commercial relationships. In the FY2021 and the three months ended 30 June 2021, its platform facilitated approximately 43.5 crore and 12.33 crore transactions, respectively and had gross transaction value of Rs 1,32,930.69 crore and Rs 39,035.99 crore, respectively. In the month of October 2021,the bank come out with an Rs 1200.29-crore IPO comprised a fresh issue of Rs 300 crore and an offer for sale of Rs 900.29 crore by the promoter.The proceeds from the fresh issue will get utilised for augmenting bank's tier-1 capital base to meet its future capital requirements.The IPO shares were issued and allotted at a price of Rs 577 per share including the premium of Rs 567 per share.The allotted shares were listed on the BSE Ltd and National Stock Exchange of India Ltd(NSE) on 12 November 2021.

Fino Payments Bank Ltd News Hub

News

Fino Payments Bank to announce Quarterly Result

Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 30 Apri...

Read more

19 Apr 202412:20

News

Fino Payments Bank to announce Quarterly Result

Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 31 Janu...

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24 Jan 202415:55

News

Fino Payments Bank schedules board meeting

Fino Payments Bank will hold a meeting of the Board of Directors of the Company on 1 Novem...

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23 Oct 202317:16

News

Fino Payments slides after alleged fraud

The bank has received complaints from one of its client in Mumbai and some of its merchant...

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21 Sep 202310:47

News

Fino Payments Bank schedules AGM

Fino Payments Bank announced that the 7th Annual General Meeting (AGM) of the bank will be...

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02 Sep 202312:54

News

Board of Fino Payments Bank appoints Part-time Chairman

The Board of Directors of Fino Payments Bank at its meeting held on 11 August 2023 has app...

Read more

12 Aug 202310:48

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FAQs for PE of Fino Payments Bank Ltd

What is Fino Payments Bank Ltd current share price?

The current market price of Fino Payments Bank Ltd as of July 19, 2024 is ₹296.20.

What is Fino Payments Bank Ltd's market cap?

Fino Payments Bank Ltd's market capitalisation stood at ₹2,514 Cr as of July 19, 2024

What are Fino Payments Bank Ltd's total net assets?

According to Fino Payments Bank Ltd's most recent financial filings, the company's net assets total ₹1174.9 Cr.

Is Fino Payments Bank Ltd making a profit or loss?

Fino Payments Bank Ltd's net Profit as of July 19, 2024 is close to ₹86 Cr.
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