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Indian Overseas Bank P/E Ratio

Indian Overseas Bank P/E Ratio

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Indian Overseas Bank

NSE: IOB

PE

43.8

Last updated : 18 May 01:48 AM

Key Highlights

    The P/E Ratio of Indian Overseas Bank is 43.8 as of 18 May 01:48 AM .a1#The P/E Ratio of Indian Overseas Bank changed from 34.8 on March 2021 to 20.3 on March 2023 . This represents a CAGR of -16.45% over 3 years. a1#The Latest Trading Price of Indian Overseas Bank is ₹ 62.06 as of 17 May 15:30 .a1#The PE Ratio of Banks Industry has changed from 413.8 to 13.7 in 5 years. This represents a CAGR of -49.42%a1# The PE Ratio of Automobile industry is 27.2. The PE Ratio of Banks industry is 13.7. The PE Ratio of Finance industry is 13.6. The PE Ratio of IT - Software industry is 27.9. The PE Ratio of Retail industry is 94.8. The PE Ratio of Textiles industry is 21.1. In 2023a1#The Market Cap of Indian Overseas Bank changed from ₹ 26299 crore on March 2021 to ₹ 42624 crore on March 2023 . This represents a CAGR of 17.46% over 3 years. a1#The Revenue of Indian Overseas Bank changed from ₹ 5031 crore to ₹ 9112 crore over 8 quarters. This represents a CAGR of 34.58% a1#The EBITDA of Indian Overseas Bank changed from ₹ 3077 crore to ₹ 5063 crore over 8 quarters. This represents a CAGR of 28.26% a1#The Net Profit of Indian Overseas Bank changed from ₹ 393.1 crore to ₹ 810.42 crore over 8 quarters. This represents a CAGR of 43.58% a1#The Dividend Payout of Indian Overseas Bank changed from 0 % on March 2019 to 0 % on March 2023 . This represents a CAGR of 0.0% over 5 years. a1#

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P/E Ratio Over Time

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

P/E Ratio Over Time

Period
Mar '2134.8
Mar '2220.2
Mar '2320.3

Fundamental Metrics

Market Cap

117,308 Cr

EPS

1.4

P/E Ratio (TTM) *

43.8

P/B Ratio (TTM) *

4.7

Day’s High

62.35

Day’s Low

61.3

DTE *

NaN

ROE *

9.7

52 Week High

83.8

52 Week Low

23.57

ROCE *

1.3

* All values are consolidated

* All values are consolidated

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Indian Overseas Bank

NSE: IOB

PRICE

62.06

0.48(0.78%)

stock direction

Last updated : 17 May 15:30

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PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Indian Overseas Bank

Strength

2

S

Weakness

1

W

Opportunity

0

O

Threats

1

T

BlinkX Score for Indian Overseas Bank

Revenue

Profitability

Affordability

Liquidity

Dividend

Asset Value vs Market Value

Market Value

1,16,874

Asset Value

38,029

2.1 X

Value addition

* All values are in Rupees

PE Ratio Over Market Cap

Key Valuation Metric

Earnings

2,665 Cr

43.9 X

PE Ratio

Market Cap

₹116873Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio

PS Ratio

PB Ratio

Earnings

2,665 Cr

43.9 X

PE Ratio

Market Cap

₹116873Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Banks Industry over time

PE Ratio of Top Sectors

Indian Overseas Bank PE Ratio Calculation

  • The Price-to-Earnings (PE) ratio, also known as the P/E Ratio, is a fundamental financial metric used to assess the valuation of a company's stock in relation to its earnings performance. For Indian Overseas Bank, the PE Ratio is calculated as follows:

P/E Ratio

=

Market Capitalization

Net Income

  • Given the current market conditions, Indian Overseas Bank's Share Price stands at 62.06. The Earnings per Share (Diluted) for the trailing twelve months (TTM) ending in 2024-05-17T00:00:00 is 1.41. Substituting the values into the formula, PE Ratio becomes as follows: PE Ratio = 62.06/ 1.41= 43.85.

P/E Ratio

=

Stock Price

Earning Per Share

  • This indicates that Indian Overseas Bank's stock is trading at approximately 43.85 times its earnings per share for the trailing twelve months. Alternatively, the PE Ratio can also be computed using the company's overall financial performance: PE Ratio = Market Cap / Net Income. Where Market Cap represents the total market capitalization of the company, and Net Income signifies the total earnings after expenses and taxes.

Understanding Indian Overseas Bank’s PE Ratio (BSE: IOB)

    The Price-to-Earnings (PE) ratio, used to assess Indian Overseas Bank's stock (BSE: IOB), indicates how many years it would take for the company to earn back the stock price. If a company earns ₹2 per share annually and its stock trades at ₹30, the PE ratio is 15, signifying a 15-year payback period assuming steady earnings. Earnings fluctuate, affecting the payback period, Growing earnings shorten the recovery time while declining earnings extend it. Shareholders favor shorter payback periods, preferring lower PE stocks. Among stocks with the same PE ratio, faster-growing businesses are preferred. A company with losses makes the PE ratio meaningless. Peter Lynch introduced the PEG ratio to compare stocks with different growth rates, dividing the PE ratio by the growth rate. A company is considered fairly valued when its PE ratio matches its growth rate. The PE ratio, applicable across industries, measures stock valuation based on earnings power. It indicates how quickly an investment can be recouped. Unlike the PB ratio, which assesses valuation based on the balance sheet, the PE ratio focuses on earnings. Overall, the PE ratio provides insights into stock valuation, aligning with investors' preference for faster returns.

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Market Cap Over Time

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Market Cap Over Time

Period
Mar '2126299
Mar '2234402
Mar '2342625

* All values are a in crore

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Revenue Over Time

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Revenue Over Time

Period
Jun '225031
Sep '225854
Dec '226008
Mar '226631
Jun '236234
Sep '236942
Dec '237443
Mar '239113

* All values are a in crore

×

EBITDA Over Time

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

EBITDA Over Time

Period
Jun '223078
Sep '223269
Dec '223344
Mar '223808
Jun '233614
Sep '234112
Dec '234860
Mar '235064

* All values are a in crore

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Net Profit Over Time

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Net Profit Over Time

Period
Jun '22393
Sep '22500
Dec '22555
Mar '22656
Jun '23504
Sep '23627
Dec '23724
Mar '23810

* All values are a in crore

×

Dividend Payout Over Time

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Dividend Payout Over Time

Period
Mar '190
Mar '200
Mar '210
Mar '220
Mar '230

* All values are a in %

About Indian Overseas Bank

About Indian Overseas Bank

    M. Chidambaram Chettyar, a pioneer in many fields such as, Banking, Insurance and Industry with the twin objectives of specializing in foreign exchange business and overseas banking. There are two branches each at Hong Kong, Sri Lanka and Bangkok and one each at Singapore and South Korea. In Post - nationalisation era (1969-1992), during the year 1973, IOB had to wind up its five Malaysian branches as the Banking Law in Malaysia prohibited operation of foreign government owned banks. During the year 2002-03, a new credit scheme Shubh Yatra' was introduced to provide loans to those who undertake foreign travel for tourism, employment and medical treatment. As at the end of March 2014, the Bank had 13 establishments abroad, including 7 overseas branches, 3 Representative offices, 2 Remittance Centres and 1 Joint Venture Subsidiary. The Bank launched IOB SME Contractor Scheme, exclusively for contractors with credit limits up to Rs. IOB MICRO ONE scheme launched earlier has been quite successful with nearly 2150 new Micro sector borrowers were financed under the scheme. During the fiscal 2020, Total deposits of the bank stood at Rs 2,22,952 crore as against Rs 2,22,534 crore as on 31 March 2019. The Bank also has 7 Zonal Offices, 48 Regional Offices, 2 Extension Counters, 2 Satellite Offices, 3 City Back Offices and 6 Zonal Audit Offices. During the year under review (FY 2019- 20), the Bank has merged 10 Branches with other existing branches. The Bank has one Branch each at Singapore, Hong Kong, Bangkok and Colombo and one Remittance Centre at Serangoon, Singapore. The Bank also has 48 Regional Offices, 3 Extension Counters, 1 Satellite Office, 3 City Back Offices and 6 Nodal Audit Offices. Presently, the Bank has its overseas presence in 4 countries Singapore, Hongkong, Thailand and Sri Lanka. The Bank has 6 establishments abroad, including 4 Overseas Branches, 1 Remittance Center and 1 Joint Venture Subsidiary as on 31st March 2022. The Bank has 3,214 domestic Branches and 3,355 ATMS as on 31st March, 2022, comprising of 902 rural branches, 961 Semi Urban branches, 653 urban branches and 698 Metropolitan branches.

Indian Overseas Bank News Hub

News

Indian Overseas Bank drops for fifth straight session

Indian Overseas Bank fell for a fifth straight session today. The stock is quoting at Rs 6...

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07 May 2024 13:35

News

Indian Overseas Bank announces board meeting date

Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 9 May...

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03 May 2024 10:42

News

Board of Indian Overseas Bank approves raising capital up to Rs 6000 cr

The Board of Indian Overseas Bank at its meeting held on 22 April 2024 has approved to rai...

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22 Apr 2024 17:50

News

Indian Overseas Bank board to mull fund raising proposal

“To discuss and approve the capital raising plan for FY 2024-25 through follow-on public o...

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18 Apr 2024 08:25

News

Indian Overseas Bank to convene board meeting

Indian Overseas Bank will hold a meeting of the Board of Directors of the Company on 22 Ap...

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17 Apr 2024 09:17

News

Board of Indian Overseas Bank to consider capital raising plan for FY2025

The Board of Indian Overseas Bank will meet on 22 April 2024 to approve the capital raisin...

Read more

16 Apr 2024 19:37

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FAQs for PE of Indian Overseas Bank

What is Indian Overseas Bank current share price?

The current market price of Indian Overseas Bank as of May 18, 2024 is ₹62.06.

Is Indian Overseas Bank a good investment?

As per BlinkX Score Indian Overseas Bank scores 16 in Revenue, 11 in Profitability. However it's advisable to conduct comprehensive research or seek advice from experts to evaluate whether it aligns with your investment objectives.

What are Indian Overseas Bank's total net assets?

According to Indian Overseas Bank's most recent financial filings, the company's net assets total ₹38029.0 Cr.

Is Indian Overseas Bank making a profit or loss?

Indian Overseas Bank's net Profit as of May 18, 2024 is close to ₹2,665 Cr.
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