Esaf Small Finance Bank Ltd vs Jana Small Finance Bank Ltd Stock Comparison

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Last Updated on: Apr 02, 2026

Key Highlights

The Latest Trading Price of ESAF Small Finance Bank Ltd is ₹ 23.57 as of 02 Apr 15:30 . The P/E Ratio of ESAF Small Finance Bank Ltd changed from 6.6 on March 2024 to 0 on March 2025 . This represents a CAGR of -100.00% over 2 yearsThe P/E Ratio of Jana Small Finance Bank Ltd changed from 6.4 on March 2024 to 8.5 on March 2025 . This represents a CAGR of 15.24% over 2 years The Market Cap of ESAF Small Finance Bank Ltd changed from ₹ 2790 crore on March 2024 to ₹ 1264 crore on March 2025 . This represents a CAGR of -32.68% over 2 yearsThe Market Cap of Jana Small Finance Bank Ltd changed from ₹ 4294 crore on March 2024 to ₹ 4272 crore on March 2025 . This represents a CAGR of -0.25% over 2 years The revenue of ESAF Small Finance Bank Ltd for the Dec '25 is ₹ 1163 crore as compare to the Sep '25 revenue of ₹ 964.98 crore. This represent the growth of 20.57% The revenue of Jana Small Finance Bank Ltd for the Dec '25 is ₹ 1628 crore as compare to the Sep '25 revenue of ₹ 1552 crore. This represent the growth of 4.94% The ebitda of ESAF Small Finance Bank Ltd for the Dec '25 is ₹ 470.85 crore as compare to the Sep '25 ebitda of ₹ 292.6 crore. This represent the growth of 60.92% The ebitda of Jana Small Finance Bank Ltd for the Dec '25 is ₹ 719.05 crore as compare to the Sep '25 ebitda of ₹ 761.3 crore. This represent the decline of -5.55% The net profit of ESAF Small Finance Bank Ltd changed from ₹ 62.77 crore to ₹ 7.12 crore over 7 quarters. This represents a CAGR of -71.17% The net profit of Jana Small Finance Bank Ltd changed from ₹ 170.56 crore to ₹ 9.69 crore over 7 quarters. This represents a CAGR of -80.58% The Dividend Payout of ESAF Small Finance Bank Ltd changed from 8.47 % on March 2024 to 0 % on March 2025 . This represents a CAGR of -100.00% over 2 yearsThe Dividend Payout of Jana Small Finance Bank Ltd changed from 0 % on March 2021 to 0 % on March 2025 . This represents a CAGR of 0.0% over 5 years .

About ESAF Small Finance Bank Ltd

ESAF Small Finance Bank Limited was incorporated on May 5, 2016 at Thrissur, Kerala, as a Public Limited Company with the RoC. The Bank received license to carry on business as a SFB from the Reserve Bank of India on November 18, 2016 and commenced their banking operations from 10 March 2017.
As per RBI Approval, the Bank became a Schedule Bank w.e.f.
November 12, 2018. The Bank is one of the leading small finance banks in India which provides micro, retail and corporate banking, para banking activities, such as debit card, third party financial product distribution, in addition to Treasury and permitted Foreign Exchange Business.
The Bank offer online banking services, including electronic funds transfer, bill payment services, usage of credit cards on-line, requesting account statements, and requesting cheque books.

About Jana Small Finance Bank Ltd

Jana Small Finance Bank Limited was initially incorporated as Janalakshmi Financial Services Private Limited' on July 24, 2006 by the RoC at Bengaluru, Karnataka as a Private Company.
Subsequently, the Bank converted to a Public Company effective from August 10, 2015, and name of the Bank was changed to Janalakshmi Financial Services Limited', on September 18, 2015.
Thereafter, it received final approval, dated April 28, 2017 from the RBI, to establish and carry on business as an SFB. Pursuant to resolutions passed by Board and Shareholders on May 30, 2017 and January 12, 2018 respectively, name of the Bank was changed from Janalakshmi Financial Services Limited' to Jana Small Finance Bank Limited', and a fresh Certificate of Incorporation dated January 29, 2018 was issued by the RoC consequent upon the change in name.

FAQs for the comparison of ESAF Small Finance Bank Ltd and Jana Small Finance Bank Ltd

Which company has a larger market capitalization, ESAF Small Finance Bank Ltd or Jana Small Finance Bank Ltd?

Market cap of ESAF Small Finance Bank Ltd is 1,215 Cr while Market cap of Jana Small Finance Bank Ltd is 3,929 Cr

What are the key factors driving the stock performance of ESAF Small Finance Bank Ltd and Jana Small Finance Bank Ltd?

The stock performance of ESAF Small Finance Bank Ltd and Jana Small Finance Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for ESAF Small Finance Bank Ltd and Jana Small Finance Bank Ltd?

As of April 2, 2026, the ESAF Small Finance Bank Ltd stock price is INR ₹23.57. On the other hand, Jana Small Finance Bank Ltd stock price is INR ₹373.05.

How do dividend payouts of ESAF Small Finance Bank Ltd and Jana Small Finance Bank Ltd compare?

To compare the dividend payouts of ESAF Small Finance Bank Ltd and Jana Small Finance Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.

Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.