SMFG India Credit Company Ltd Financials

SMFG India Credit Company Ltd Financial Statement

SMFG India Credit Company Ltd Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Dec 2024	Sep 2024	Jun 2024
Revenue	2,323.43	2,160.65	1,996.17
Operating Expense	1,377.52	1,124.57	1,131.88
Net Profit	76.33	170.10	88.77
Net Profit Margin	3.29	7.87	4.45
Earning Per Share	0.32	0.72	0.38
EBIDTA	926.13	962.89	880.89
Effective Tax Rate	0.73	-1.30	5.37

Particulars	Dec 2024
Revenue	2323.43
Operating Expense	1377.52
Net Profit	76.33
Net Profit Margin	3.29
Earning Per Share	0.32
EBIDTA	926.13
Effective Tax Rate	0.73

SMFG India Credit Company Ltd Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Total Revenue Annual	7,103.88	5,016.65	3,581.30
Operating Expenses Annual	6,157.38	4,027.10	3,419.14
Operating Profit Annual	3,457.26	2,769.86	1,496.27
Interest Annual	2,501.95	1,767.14	1,324.58
Depreciation	136.17	108.18	86.93
Net Profit Annual	613.91	670.14	58.02
Tax Annual	205.23	224.40	26.74

Particulars	Mar 2024
Total Revenue Annual	7,103.88
Operating Expenses Annual	6,157.38
Operating Profit Annual	3,457.26
Interest Annual	2,501.95
Depreciation	136.17
Net Profit Annual	613.91
Tax Annual	205.23

SMFG India Credit Company Ltd Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Cash Flow at the Beginning	2,515.61	1,096.48	638.94
Cash Flow from Operations	-4,490.93	-8,575.88	-1,457.57
Cash Flow from Investing	210	-1,191.08	2,679.31
Cash Flow from Financing	3,404.43	11,186.09	-662.19
Cash Flow at the End	1,639.11	2,515.61	1,198.49

Particulars	Mar 2024
Cash Flow at the Beginning	2,515.61
Cash Flow from Operations	-4,490.93
Cash Flow from Investing	210
Cash Flow from Financing	3,404.43
Cash Flow at the End	1,639.11

SMFG India Credit Company Ltd Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
PBDIT Margin (%)	48.61	55.07	41.67
PBIT Margin (%)	46.69	52.92	39.25
PBT Margin (%)	46.67	52.89	39.22
Net PROFIT Margin (%)	8.63	13.32	1.62
Return On Networth / Equity (%)	11.05	13.63	1.32
Return On Networth /Employed (%)	9.22	9.53	6.31
Return On Assets (%)	1.73	2.40	0.26
Total Debt / Equity (X)	5.48	4.68	4.07
Asset Turnover Ratio (%)	0.20	0.18	0.16

Particulars	Mar 2024
PBDIT Margin (%)	48.61
PBIT Margin (%)	46.69
PBT Margin (%)	46.67
Net PROFIT Margin (%)	8.63
Return On Networth / Equity (%)	11.05
Return On Networth /Employed (%)	9.22
Return On Assets (%)	1.73
Total Debt / Equity (X)	5.48
Asset Turnover Ratio (%)	0.20

SMFG India Credit Company Ltd Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Fixed Assets Annual	497.39	326.89	267.59
Total Current Assets Annual	2,447.20	3,033.17	2,176.28
Non Current Assets Annual	38,293.86	32,448.32	21,314.17
Total Shareholders Funds Annual	5,844.44	5,271.84	4,557.90
Total Assets Annual	40,741.06	35,481.49	23,490.45

Particulars	Mar 2024
Fixed Assets Annual	497.39
Total Current Assets Annual	2,447.20
Non Current Assets Annual	38,293.86
Total Shareholders Funds Annual	5,844.44
Total Assets Annual	40,741.06

SMFG India Credit Company Ltd Earning Calls

EPS (INR)

Expected

1.08

Reported

1.10

Surprise

1.85%

Dec 2021

EPS beaten by 1.85%

Mar 2021

EPS beaten by 0.00%

Dividend Pages

PE Ratio

FAQS on SMFG India Credit Company Ltd Financials

As of Apr 25, 2025, SMFG India Credit Company Ltd has a market capitalization of - Cr. Value Research classifies it as a Micro-Cap company.

No, SMFG India Credit Company Ltd is not debt-free with a debt-to-equity ratio of 5.80.

In FY 2024 , SMFG India Credit Company Ltd recorded a total revenue of approximately 7,103.88 Cr marking a significant milestone in the company's financial performance.

SMFG India Credit Company Ltd's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately NaN% and 0.3% annually, respectively..

SMFG India Credit Company Ltd's current PE ratio is undefined.

SMFG India Credit Company Ltd's ROCE averaged 7.5% from the FY ending March 2022 to 2024, with a median of 7.6%. It peaked at 8.3% in March 2024, reflecting strong capital efficiency over the period..

SMFG India Credit Company Ltd's latest EBIT is Rs. 3,321.09 Cr, surpassing the average EBIT of Rs. 2,464.04 Cr over the 5 years..