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Arman Financial Services Ltd P/E Ratio

Arman Financial Services Ltd P/E Ratio

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Arman Financial Services Ltd

NSE: ARMANFIN

PE

12.1

Last updated : 14 Jun 11:42 AM

Key Highlights

    The P/E Ratio of Arman Financial Services Ltd is 12.1 as of 14 Jun 11:42 AM .a1#The P/E Ratio of Arman Financial Services Ltd changed from 10.1 on March 2019 to 12 on March 2023 . This represents a CAGR of 3.51% over 5 years. a1#The Latest Trading Price of Arman Financial Services Ltd is ₹ 2425 as of 14 Jun 15:40 .a1#The PE Ratio of Finance Industry has changed from 15.3 to 13.8 in 5 years. This represents a CAGR of -2.04%a1# The PE Ratio of Automobile industry is 11.3. The PE Ratio of Finance industry is 22.8. The PE Ratio of IT - Software industry is 28.9. The PE Ratio of Retail industry is 142.7. The PE Ratio of Textiles industry is 7.2. In 2024a1#The Market Cap of Arman Financial Services Ltd changed from ₹ 220 crore on March 2019 to ₹ 1129 crore on March 2023 . This represents a CAGR of 38.71% over 5 years. a1#The Revenue of Arman Financial Services Ltd changed from ₹ 78.9 crore to ₹ 182.92 crore over 8 quarters. This represents a CAGR of 52.26% a1#The EBITDA of Arman Financial Services Ltd changed from ₹ 48.86 crore to ₹ 127.95 crore over 8 quarters. This represents a CAGR of 61.82% a1#The Net Profit of Arman Financial Services Ltd changed from ₹ 15.71 crore to ₹ 50.82 crore over 8 quarters. This represents a CAGR of 79.86% a1#The Dividend Payout of Arman Financial Services Ltd changed from 7.87 % on March 2019 to 0 % on March 2023 . This represents a CAGR of -100.00% over 5 years. a1#

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P/E Ratio Over Time

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

P/E Ratio Over Time

Period
Mar '1910.1
Mar '208.4
Mar '2148.7
Mar '2226.5
Mar '2312

Fundamental Metrics

Market Cap

2,547 Cr

EPS

165.7

P/E Ratio (TTM) *

12.1

P/B Ratio (TTM) *

2.6

Day’s High

2478.0

Day’s Low

2375.05

DTE *

2.1

ROE *

21.4

52 Week High

2676.1

52 Week Low

1715.0

ROCE *

19.4

* All values are consolidated

* All values are consolidated

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Arman Financial Services Ltd

NSE: ARMANFIN

PRICE

2425

-6.55 (-0.27%)

stock direction

Last updated : 14 Jun 15:40

×

PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Arman Financial Services Ltd

Strength

2

S

Weakness

1

W

Opportunity

0

O

Threats

0

T

Asset Value vs Market Value

Market Value

2,107

Asset Value

485

3.3 X

Value addition

* All values are in Rupees

PE Ratio Over Market Cap

Key Valuation Metric

Earnings

173 Cr

12.1 X

PE Ratio

Market Cap

₹2106Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio

PS Ratio

PB Ratio

Earnings

173 Cr

12.1 X

PE Ratio

Market Cap

₹2106Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Finance Industry over time

PE Ratio of Top Sectors

Arman Financial Services Ltd PE Ratio Calculation

  • The Price-to-Earnings (PE) ratio, also known as the P/E Ratio, is a fundamental financial metric used to assess the valuation of a company's stock in relation to its earnings performance. For Arman Financial Services Ltd, the PE Ratio is calculated as follows:

P/E Ratio

=

Market Capitalization

Net Income

  • Given the current market conditions, Arman Financial Services Ltd's Share Price stands at 2425.0. The Earnings per Share (Diluted) for the trailing twelve months (TTM) ending in 2024-06-14T15:40:00 is 165.67. Substituting the values into the formula, PE Ratio becomes as follows: PE Ratio = 2425.0/ 165.67= 12.14.

P/E Ratio

=

Stock Price

Earning Per Share

  • This indicates that Arman Financial Services Ltd's stock is trading at approximately 12.14 times its earnings per share for the trailing twelve months. Alternatively, the PE Ratio can also be computed using the company's overall financial performance: PE Ratio = Market Cap / Net Income. Where Market Cap represents the total market capitalization of the company, and Net Income signifies the total earnings after expenses and taxes.

Understanding Arman Financial Services Ltd’s PE Ratio (BSE: ARMANFIN)

    The Price-to-Earnings (PE) ratio, used to assess Arman Financial Services Ltd's stock (BSE: ARMANFIN), indicates how many years it would take for the company to earn back the stock price. If a company earns ₹2 per share annually and its stock trades at ₹30, the PE ratio is 15, signifying a 15-year payback period assuming steady earnings. Earnings fluctuate, affecting the payback period, Growing earnings shorten the recovery time while declining earnings extend it. Shareholders favor shorter payback periods, preferring lower PE stocks. Among stocks with the same PE ratio, faster-growing businesses are preferred. A company with losses makes the PE ratio meaningless. Peter Lynch introduced the PEG ratio to compare stocks with different growth rates, dividing the PE ratio by the growth rate. A company is considered fairly valued when its PE ratio matches its growth rate. The PE ratio, applicable across industries, measures stock valuation based on earnings power. It indicates how quickly an investment can be recouped. Unlike the PB ratio, which assesses valuation based on the balance sheet, the PE ratio focuses on earnings. Overall, the PE ratio provides insights into stock valuation, aligning with investors' preference for faster returns.

×

Market Cap Over Time

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Market Cap Over Time

Period
Mar '19220
Mar '20348
Mar '21517
Mar '22840
Mar '231130

* All values are a in crore

×

Revenue Over Time

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Revenue Over Time

Period
Jun '2279
Sep '2293
Dec '22103
Mar '22149
Jun '23150
Sep '23160
Dec '23169
Mar '23183

* All values are a in crore

×

EBITDA Over Time

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

EBITDA Over Time

Period
Jun '2249
Sep '2263
Dec '2274
Mar '22112
Jun '23114
Sep '23126
Dec '23127
Mar '23128

* All values are a in crore

×

Net Profit Over Time

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Net Profit Over Time

Period
Jun '2216
Sep '2220
Dec '2222
Mar '2236
Jun '2340
Sep '2341
Dec '2342
Mar '2351

* All values are a in crore

×

Dividend Payout Over Time

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Dividend Payout Over Time

Period
Mar '198
Mar '200
Mar '210
Mar '220
Mar '230

* All values are a in %

About Arman Financial Services Ltd

About Arman Financial Services Ltd

    Arman Financial Services Limited (Arman) is an India-based, non-banking finance company. The Company provides two wheeler, three wheeler financing, inter-corporate deposit (ICD), micro financing and personal financing. The Company operates through two segments: JLG Microfinance and Asset-backed Microfinance (two-wheeler/three-wheeler financing). Arman's Micro Finance operations have 14 branches operational all over Gujarat in urban, semi-urban and rural areas. Arman Financial Services Limited was originally incorporated on November 26, 1992 as an earstwhile Arman Lease & Finance Ltd. The company is a public limited listed company. It issued 28,00,000 Equity shares of Rs. 10 each on August 21, 1995 aggregating to Rs 280 lacs after receiving an overwhelming response from the public for its public issue which was oversubscribed by 7 times in the category of small investor and more than 22 times in case of applicants with application of more than 1000 shares. The main objects of the company consist of providing a wide spectrum of financial services both Fund based and Non Fund Based activities which includes term loans, collateral free credit, other forms of credits, thrift and savings and insurance. Arman also plans to render financial services to people by acting as intermediary for banks and financial institutions in the cities, towns, villages of India. During the fiscal year ended March 31, 2010, the Asset-backed Microfinance segment had 5,315 active borrowers, and the portfolio outstanding stood at approximately 2.9 billion. Arman operates all over the Ahmedabad. Its loans sizes are small and are within the repayment capacity of the borrower. They qualify for little higher loan if they repay the first loan. The Company does not have brokers in Micro finance. It only lends to group of ladies where in if one borrower defaults, the whole group is made responsible. The Company incorporated a wholly owned subsidiary M/s Namra Finance Limited on 27 March, 2012. M/s Namra Finance Limited a wholly owned subsidiary became the first company in India to receive 'NBFC-MFI' license, which accordingly commenced business effective from February 15, 2013. Arman's Microfinance operations got demerged into its wholly owned subsidiary, Namra Finance which completed in FY 2013-14. The Company started its operation of micro finance in the state of Uttar Pradesh and Maharashtra during FY 2016-17.

Arman Financial Services Ltd News Hub

News

Arman Financial Services to discuss results

Arman Financial Services will hold a meeting of the Board of Directors of the Company on 2...

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16 May 202416:57

News

Arman Financial Services allots 1,910 equity shares under ESOP

Arman Financial Services has allotted 1,910 equity shares under ESOP. Consequent to the ab...

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16 May 202412:59

News

Arman Financial Services to table results

Arman Financial Services will hold a meeting of the Board of Directors of the Company on 3...

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19 Jan 202414:28

News

Arman Financial Services raises Rs 230 cr via QIP issue

Arman Financial Services announced the successful undertaking of its Qualified Institution...

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26 Dec 202310:51

News

Arman Financial Services raises Rs 300 cr via QIP issue

Arman Financial Services has allotted 10,47,835 equity shares to eligible qualified instit...

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23 Dec 202314:12

News

Arman Financial Services to hold board meeting

Arman Financial Services will hold a meeting of the Board of Directors of the Company on 2...

Read more

20 Dec 202310:27

Product Composition by Percentage (Revenue)

FAQs for PE of Arman Financial Services Ltd

What is Arman Financial Services Ltd current share price?

The current market price of Arman Financial Services Ltd as of June 14, 2024 is ₹2425.00.

What is Arman Financial Services Ltd's market cap?

Arman Financial Services Ltd's market capitalisation stood at ₹2,106 Cr as of June 14, 2024

What are Arman Financial Services Ltd's total net assets?

According to Arman Financial Services Ltd's most recent financial filings, the company's net assets total ₹484.7 Cr.

Is Arman Financial Services Ltd making a profit or loss?

Arman Financial Services Ltd's net Profit as of June 14, 2024 is close to ₹173 Cr.
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