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Mahindra & Mahindra Financial Services Ltd P/E Ratio

Mahindra & Mahindra Financial Services Ltd P/E Ratio

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₹ 3.2 Cr

Volume transacted

stocks purchased

106.8 K

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Last Updated time: 16 Jul 9.00 AM

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Mahindra & Mahindra Financial Services Ltd

NSE: M&MFIN

PE

19.4

Last updated : 16 Jul 9.00 AM

Key Highlights

    The P/E Ratio of Mahindra & Mahindra Financial Services Ltd is 19.4 as of 16 Jul 9.00 AM .a1#The P/E Ratio of Mahindra & Mahindra Financial Services Ltd changed from 14.2 on March 2019 to 17.8 on March 2024 . This represents a CAGR of 3.84% over 6 years. a1#The Latest Trading Price of Mahindra & Mahindra Financial Services Ltd is ₹ 303.25 as of 15 Jul 15:30 .a1#The PE Ratio of Finance Industry has changed from 15.3 to 13.8 in 5 years. This represents a CAGR of -2.04%a1# The PE Ratio of Automobile industry is 17.2. The PE Ratio of Finance industry is 24.5. The PE Ratio of IT - Software industry is 29.2. The PE Ratio of Retail industry is 143.1. The PE Ratio of Textiles industry is 12.1. In 2024a1#The Market Cap of Mahindra & Mahindra Financial Services Ltd changed from ₹ 26004 crore on March 2019 to ₹ 34442 crore on March 2024 . This represents a CAGR of 4.79% over 6 years. a1#The Revenue of Mahindra & Mahindra Financial Services Ltd changed from ₹ 2925 crore to ₹ 4348 crore over 8 quarters. This represents a CAGR of 21.91% a1#The EBITDA of Mahindra & Mahindra Financial Services Ltd changed from ₹ 1413 crore to ₹ 2828 crore over 8 quarters. This represents a CAGR of 41.44% a1#The Net Pr of Mahindra & Mahindra Financial Services Ltd changed from ₹ 239.86 crore to ₹ 670.64 crore over 8 quarters. This represents a CAGR of 67.21% a1#The Dividend Payout of Mahindra & Mahindra Financial Services Ltd changed from 25.67 % on March 2019 to 44.2 % on March 2024 . This represents a CAGR of 9.48% over 6 years. a1#

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Historical P/E Ratio of Mahindra & Mahindra Financial Services Ltd

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share. P/E Ratio Formula P/E ratio = (CMP of share/ Earning per share) Types of Price to Earning Ratio 1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance. 2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Historical P/E Ratio of Mahindra & Mahindra Financial Services Ltd

Period
Mar '1914.2
Mar '208.4
Mar '2131.7
Mar '2217.3
Mar '2313.8
Mar '2417.8

Company Fundamentals for Mahindra & Mahindra Financial Services Ltd

Market Cap

37,469 Cr

EPS

15.6

P/E Ratio (TTM) *

19.4

P/B Ratio (TTM) *

1.9

Day’s High

305.15

Day’s Low

296.7

DTE *

4.9

ROE *

9.7

52 Week High

326.95

52 Week Low

243.9

ROCE *

8.1

* All values are consolidated

Last Updated time: 16 Jul 9.00 AM

* All values are consolidated

Last Updated time: 16 Jul 9.00 AM

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Mahindra & Mahindra Financial Services Ltd

NSE: M&MFIN

PRICE

303.25

5.10 (1.71%)

stock direction

Last updated : 15 Jul 15:30

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PRICE

The current market price or CMP refers to the price at which the securities are trading in the share market. Current price in Over-the-counter costs: The following current price depends upon the bid price & the asking price when a financial asset is sold over-the-counter(OTC). Current Price in Bond Market: The current price of a bond is determined by measuring the actual interest rate against the bid-related interest rate. The par or the face value is then calculated to represent the remaining interest payments due which occur before the maturity of the bond.

Share price Over Time

1M

1Y

3Y

5Y

* All values are in Rupees

SWOT Analysis Of Mahindra & Mahindra Financial Services Ltd

Strength

3

S

Weakness

2

W

Opportunity

1

O

Threats

0

T

BlinkX Score for Mahindra & Mahindra Financial Services Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

Asset Value vs Market Value of Mahindra & Mahindra Financial Services Ltd

Market Value

37,469

Asset Value

6,837

4.5 X

Value addition

* All values are in Rupees

Competitive Comparison of P/E Ratio

Company NamePEMarket Cap (INR Cr.)
Mahindra & Mahindra Financial Services Ltd1937,469
Bajaj Finance Ltd30437,191
Bajaj Finserv Ltd31255,913
Jio Financial Services Ltd140225,700
Power Finance Corporation Ltd9184,113

Key Valuation Metric of Mahindra & Mahindra Financial Services Ltd

Earnings

1,932 Cr

19.4 X

PE Ratio

Market Cap

₹37469Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

Earnings

1,932 Cr

19.4 X

PE Ratio

Market Cap

₹37469Cr

PE Ratio

PS Ratio

PB Ratio

The price-to-earnings ratio (P/E ratio) is a valuation measure calculated by dividing a company's current share price by its earnings per share.


P/E Ratio Formula


P/E ratio = (CMP of share/ Earning per share)


Types of Price to Earning Ratio


1. Forward P/E ratio: It is calculated by simply dividing the price of a single unit of a company along with the estimated earnings of a company derived from its future earning guidance.
2. Trailing P/E ratio: It is the most common metric used by investors where past earnings of a company over a period are considered.

PE Ratio of Finance Industry over time

PE Ratio of Top Sectors

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Historical Market Cap of Mahindra & Mahindra Financial Services Ltd

Market Cap or market capitalisation refers to metrics that are used to measure a company's size. It is defined as the total market value of a company's outstanding shares of stock. Formula of Market Cap: Market Capital = N * P Here, N for the outstanding shares P refers to the closing price of the company's shares. Types of Companies based on Market Cap: - Small-Cap stocks: Up to 500 Crore - Mid-Cap Stocks: From Rs.500 crore up to Rs.7,000 crore - Large-Cap Stocks: From Rs.7,000 crore up to Rs.20,000 crore

Historical Market Cap of Mahindra & Mahindra Financial Services Ltd

Period
Mar '1926005
Mar '209106
Mar '2124575
Mar '2219663
Mar '2328653
Mar '2434442

* All values are a in crore

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Historical Revenue of Mahindra & Mahindra Financial Services Ltd

Revenue term means the amount of money a company earns from its primary business activities such as the sales of its products & services. Types of Revenue: 1. Operating revenue: It refers to the income generated from the core business activities, which are sales of goods or services rendered. 2. Non-Operating revenue: It is the income generated from secondary sources unrelated to the primary business. Examples include rents, dividends, interest, and royalty fees. Formula for Revenue: The formula for calculating revenue is based on two goods & services: For goods: Revenue = Avg unit price x Number of Units sold For services: Revenue = Avg unit price x Number of Customers served.

Historical Revenue of Mahindra & Mahindra Financial Services Ltd

Period
Jun '222926
Sep '223041
Dec '223360
Mar '233549
Jun '233651
Sep '233878
Dec '234150
Mar '244348

* All values are a in crore

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Historical EBITDA of Mahindra & Mahindra Financial Services Ltd

PBIDT stands for Profit Before Interest, Depreciation, and Taxes. It is a financial metric that measures a company's profitability before accounting for interest expenses, depreciation of assets, and taxes. Formula to calculate PBIDT: PBIDT = Net Income + Interest + Depreciation + Taxes or PBIDT = Operating Income + Depreciation + Taxes PBIDT vs EBITDA vs EBIT vs EBT: Here is a brief explanation of the differences: - PBIDT (Profit Before Interest, Depreciation, and Taxes) includes taxes in its calculation, unlike EBITDA. - EBITDA (Earnings Before Interest, Taxes, Depreciation, and Amortization) excludes taxes and interest, focusing on operational performance. - EBIT (Earnings Before Interest and Taxes) excludes interest and taxes, providing a measure of core operational profitability. - EBT (Earnings Before Taxes) includes all operating income but does not account for interest expenses. Conclusion: PBIDT, similar to EBITDA, is a measure of operational profitability but includes taxes in its calculation.

Historical EBITDA of Mahindra & Mahindra Financial Services Ltd

Period
Jun '221414
Sep '221914
Dec '222320
Mar '232476
Jun '232146
Sep '232154
Dec '232693
Mar '242829

* All values are a in crore

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Historical Net Profit of Mahindra & Mahindra Financial Services Ltd

Net profit is the amount of money a company retains after accounting for all expenses, depreciation, interest, taxes, and other deductions. Net Profit formula is expressed as: Net Profit = Total Revenue - Total Expense Net Profit Margin Ratio: Net Profit Margin Ratio = Net Profit / Total Revenue

Historical Net Profit of Mahindra & Mahindra Financial Services Ltd

Period
Jun '22240
Sep '22492
Dec '22664
Mar '23675
Jun '23362
Sep '23287
Dec '23623
Mar '24671

* All values are a in crore

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Historical Dividend Payout of Mahindra & Mahindra Financial Services Ltd

Dividend payout refers to the total dividends paid to shareholders relative to the company's earnings. It is a financial measure that determines the percentage of earnings paid out to existing shareholders as dividends. How to calculate Dividend Payout Ratio? The dividend payout ratio formula is as follows: DPR = Dividends paid / Net earnings With the dividend payout ratio, you can understand the company's priorities. It is an important metric that allows you to easily check DPR online.

Historical Dividend Payout of Mahindra & Mahindra Financial Services Ltd

Period
Mar '1926
Mar '200
Mar '2129
Mar '2245
Mar '2337
Mar '2444

* All values are a in %

About Mahindra & Mahindra Financial Services Ltd

About Mahindra & Mahindra Financial Services Ltd

    Mahindra & Mahindra Financial Services Limited (MMFSL) is one of the leading Non-Banking Finance Companies (NBFCs) with customers primarily in the rural and semi-urban markets of India. It is part of the Mahindra Group, which is one of the largest business conglomerates in India. The Company is primarily engaged in providing financing for new and pre-owned auto and utility vehicles, tractors, cars and commercial vehicles. It provides housing finance, personal loans, financing to small and medium enterprises, insurance broking and mutual fund distribution services. It has a distribution network with 1,386 offices spanning across 27 States and 7 Union Territories as on 31st March 2023. MMFSL's insurance broking subsidiary, Mahindra Insurance Brokers Limited (MIBL), is a licensed Composite Broker providing Direct and Reinsurance broking services. Another subsidiary Mahindra Rural Housing Finance Limited (MRHFL) provides loans for purchase, renovation, construction of houses to individuals in the rural and semi-urban areas of the country. Mahindra Asset Management Company Private Limited (MAMCPL), a wholly-owned subsidiary of MMFSL, is acting as the Investment Manager of Mahindra Mutual Fund. MMFSL also has a JV in US, Mahindra Finance USA LLC, in partnership with De Lage Landen, a subsidiary of Rabo Bank, for financing Mahindra tractors in US. M&M FSL was incorporated on 1st January 1991 as Maxi Motors Financial Services Limited. M&M FSL had received Certificate of Commencement of Business on 19th February of the year 1991. The Company's name was changed from Maxi Motors Financial Services Limited to Mahindra & Mahindra Financial Services Limited on November 3, 1992. During the year 1993, the Company had commenced financing of M&M Utility Vehicles as part of its work. M&M FSL had opened its first branch outside Mumbai, at Jaipur in the year 1995. Financing to M&M dealers for purchase of tractors was added to the company's activities in the year 1996. M&M FSL had registered with the Reserve Bank of India (RBI) as a Non Banking Finance Company (NBFC) with effect from 4th September of the year 1998. Also in the same year of 1998, the company had launched pilot project for retail tractor financing. After a year, in 1999, M&M FSL had started tractor retail financing in rural and semi-urban areas. During the year 2002, apart from its parent company vehicles, the company started to financing of non-M&M vehicles and also in the same year, received Tier II debt from International Finance Corporation. In November of the year 2003, in recognition of its global competitiveness in terms of cost and quality, M&M received the Deming Prize awarded by the Japanese Union of Scientists & Engineers. M&M is the first tractor manufacturer in the world to receive this prize. M&M FSL had received a long-term credit rating of AA+/Stable in the year 2004 and had opened a branch in Port Blair during the same year of 2004. During the year 2005, the company made tie up with Hindustan Petroleum Corporation Limited (HPCL) and formed Mahindra Insurance Brokers Ltd (MIBL) as a wholly owned subsidiary to undertake the insurance and related activities. The company had issued Initial Public Offerings (IPO) in the year of 2006. Also in the same year, M&M FSL made a tie up with Maruti to provide finance to all of the latter's products, launched its marketing campaign and reached a new benchmark with 400 branches. M&M FSL won the 'Pioneer Award' in the individual category of the Enterprise Connect Award 2007, instituted by Cybermedia India Online Ltd (CIOL) and Dataquest. As part of diversification, the company had forayed into the business of rural housing finance with the incorporation of Mahindra Rural Housing Finance Limited (MRHFL) on 9th April 2007, as the second wholly owned subsidiary. M&M FSL had honored with the Amity HR Excellence Award for Retention by the Amity Business School, Noida in August of the year 2008. In 2010, the company added More than 2 lakh new customer contracts in a financial year for the first time. And the company's branch network also crossed 550 branches. In 2011, the company came out with a QIP Issue. The company also entered into a Joint Venture with with Rabobank subsidiary for tractor financing in USA. In 2012, the company won the inaugural porter prize in the category of Creating Distinctive Value and also first runners up at CNBC TV18 Best Bank & Financial Institution awards. In 2013, the company & Mahindra Finance sign MOU for Joint Venture. During 2015, the company wins the Golden Peacock National Training Award. On 30th September 2015, Mahindra and Mahindra Financial Services Ltd (MMFSL) was successfully appraised and rated at Maturity Level 3 of the People Capability Maturity Model (People-CMM). People CMM is a framework for organizational change through streamlined people management. At maturity Level 3 of the People CMM, MMFSL has implemented robust HR processes and aligned itself to a competency framework. On 4 February 2016, Mahindra and Mahindra Financial Services Ltd (MMFSL) announced that its wholly owned subsidiary, Mahindra Asset Management Company Private Limited has received the approval from the Securities and Exchange Board of India (Sebi) to act as the asset management company to the Mahindra Mutual Fund, set up by the company. The Committee of Directors of Mahindra and Mahindra Financial Services Ltd (MMFSL) at its meeting held on 26 July 2017 approved the investment of an amount not exceeding Rs 25 crore in the equity share capital of Orizonte Business Solutions Limited (OBSL), in or more tranches. OBSL is operating the platform 'SmartShift' which is a load exchange platform for small commercial vehicles. OBSL is a subsidiary of Mahindra & Mahindra. The Board of Directors of Mahindra and Mahindra Financial Services Ltd (MMFSL) at its meeting held on 6 October 2017 considered and approved the raising of funds by way of issue of equity shares or convertible securities subject to receipt of necessary approvals, if any, for an amount not exceeding Rs 2250 crore through any permissible mode as may be considered appropriate. On 16 October 2017, Mahindra Insurance Brokers Ltd. (MIBL) announced that XL Group, through its subsidiaries, will acquire a 20% minority stake in the company, subject to satisfaction of customary closing conditions by all stakeholders. The existing shareholder in MIBL, LeapFrog Financial Inclusion Fund, through its subsidiary Inclusion Resources Private Ltd (IRPL), currently holds a 15% equity stake in MIBL. It will purchase an additional 5% stake in MIBL from Mahindra & Mahindra Financial Services Ltd. (MMFSL) (taking its total equity stake in MIBL to 20%), and immediately sell the entire capital of IRPL to XL Group, subject to necessary regulatory approvals. XL Group, through its subsidiaries and under the XL Catlin brand, is a global insurance and reinsurance company providing property, casualty and specialty products to industrial, commercial and professional firms, insurance companies and other enterprises throughout the world. MIBL is a leading insurance broker primarily serving rural and semi-urban India. MIBL is a subsidiary of MMFSL. On 1 November 2017, Mahindra & Mahindra Financial Services Limited (MMFSL) announced that its Board of Directors approved the issue of equity shares through the Qualified Institutions Placement (QIP) route for upto 2.4 crore equity shares/securities convertible into equity shares and a preferential issue to Mahindra & Mahindra Limited (M&M) for up to 2.5 crore equity shares. The pricing for the same shall be in compliance with the pricing formula under SEBI regulations. Issuance of shares under QIP will enable the company in diversifying its investor base. With investment by M&M through the preferential issue, MMFSL shall continue to remain a subsidiary of M&M and effectively leverage the strategic and financial synergies. The capital to be raised shall be used for business growth and funding requirements, investment in its subsidiaries and joint venture, strengthening its capital adequacy and for general corporate purposes. During the 2018-19, Company strengthened its pan-India presence with a network of 1,321 offices. It also launched Suvidha Loans to meet specific needs of its existing customers through its numerous Branches. It expanded its reach in the Micro Small and Medium Enterprises (MSME) segment, whose Assets Under Management (AUM) crossed more than Rs. 3,655.90 Crores. During the year under review, the activity of distribution of Mutual Fund Products (MFP) was carried out across 160 branches covering 24 States. During the 2019-20, Company signed a Joint Venture (JV) with Ideal Finance Limited (IFL), Sri Lanka. During the year under review, the activity of distribution of Mutual Fund Products (MFP) was carried out across 163 branches covering 24 States. During the year 2020-21, Company enhanced footprint by adding 156 new branches to its network. During year 2022, Company launched its Leasing and Subscription platform Quiklyz' which facilitates customers to access new cars without the hassle of car ownership. It launched a special business unit (SBU) for its digital finance lending business to focus on consumer durables and personal loans. With 7 new branches opened during the year, the Company increased its footprint to 27 locations in the island nation as on March 31, 2023. The Company launched specialised end to end journey named Used Car Digi Loans' to enable customers to get customised loan offers from the Company enabling them to take faster buying decisions. It expanded ML/AI penetration through business intelligence dashboards and insights which have aided in rolling out business and strategic business initiatives.

Mahindra & Mahindra Financial Services Ltd News Hub

News

Mahindra & Mahindra Financial Serv. to declare Quarterly Result

Mahindra & Mahindra Financial Serv. will hold a meeting of the Board of Directors of the C...

Read more

11 Jul 202409:46

News

M&M Finance disbursements rises 3% YoY in Jun’24

Mahindra Finance’s Q1 FY25 disbursements grew 5% YoY to about Rs 12,730 crore. Business as...

Read more

03 Jul 202409:47

News

M&M Finance CFO Vivek Karve resigns

Raul Rebello, Managing Director & CEO mentioned, “We express our appreciation on Vivek’s c...

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26 Jun 202409:51

News

Mahindra & Mahindra Financial Services CFO resigns

Mahindra & Mahindra Financial Services announced that Vivek Karve, Chief Financial Officer...

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26 Jun 202410:13

News

Mahindra Finance gains after inking pact with Kotak Mahindra Life Insurance

The partnership will benefit over 10 million customers of Mahindra Finance by offering a w...

Read more

13 Jun 202412:52

News

Mahindra Finance disbursements climb 7% YoY in May'24

For year to date (YTD) May 2024, disbursements increased 6% YoY to about Rs 8,360 crore. T...

Read more

04 Jun 202410:09

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FAQs for PE of Mahindra & Mahindra Financial Services Ltd

What is Mahindra & Mahindra Financial Services Ltd current share price?

The current market price of Mahindra & Mahindra Financial Services Ltd as of July 16, 2024 is ₹303.25.

Is Mahindra & Mahindra Financial Services Ltd a good investment?

As per BlinkX Score Mahindra & Mahindra Financial Services Ltd scores 15 in Revenue, 39 in Profitability. However it's advisable to conduct comprehensive research or seek advice from experts to evaluate whether it aligns with your investment objectives.

What are Mahindra & Mahindra Financial Services Ltd's total net assets?

According to Mahindra & Mahindra Financial Services Ltd's most recent financial filings, the company's net assets total ₹6836.9 Cr.

Is Mahindra & Mahindra Financial Services Ltd making a profit or loss?

Mahindra & Mahindra Financial Services Ltd's net Profit as of July 16, 2024 is close to ₹1,932 Cr.
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