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Indian Railway Finance Corporation Ltd vs Jio Financial Services Ltd Stock Comparison

Indian Railway Finance Corporation Ltd vs Jio Financial Services Ltd Stock Comparison

Last Updated on: Dec 18, 2025

Key Highlights

  • The Latest Trading Price of Indian Railway Finance Corporation Ltd is ₹ 110.8 as of 18 Dec 15:30.
  • The P/E Ratio of Indian Railway Finance Corporation Ltd is 0 as of March 2023 .The P/E Ratio of Jio Financial Services Ltd is 0 as of March 2023.
  • The Market Cap of Indian Railway Finance Corporation Ltd is ₹ 0 crore as of March 2023 .The Market Cap of Jio Financial Services Ltd is ₹ 0 crore as of March 2023.
  • The revenue of Indian Railway Finance Corporation Ltd for the Sep '25 is ₹ 0 crore as compare to the Jun '25 revenue of ₹ 0 crore. This represent the decline of 0% The revenue of Jio Financial Services Ltd for the Sep '25 is ₹ 1219 crore as compare to the Jun '25 revenue of ₹ 679.48 crore. This represent the growth of 79.49%.
  • The ebitda of Indian Railway Finance Corporation Ltd for the Sep '25 is ₹ 0 crore as compare to the Jun '25 ebitda of ₹ 0 crore. This represent the decline of 0% The ebitda of Jio Financial Services Ltd for the Sep '25 is ₹ 926.64 crore as compare to the Jun '25 ebitda of ₹ 523.9 crore. This represent the growth of 76.87%.
  • The net profit of Indian Railway Finance Corporation Ltd changed from ₹ 0 crore to ₹ 0 crore over 10 quarters. This represents a CAGR of 0.0% The net profit of Jio Financial Services Ltd changed from ₹ 331.92 crore to ₹ 695.04 crore over 10 quarters. This represents a CAGR of 34.40% .
  • The Dividend Payout of Indian Railway Finance Corporation Ltd changed from 31.07 % on March 2021 to 32.16 % on March 2025 . This represents a CAGR of 0.69% over 5 yearsThe Dividend Payout of Jio Financial Services Ltd changed from 57.87 % on March 2025 to 57.87 % on March 2025 . This represents a CAGR of 0.00% over 1 years.

Share Price

* All values are in Rupees

PE

Market Cap

* All values are in crore

Historical Share Prices

* All values are in Rupees

Revenue Over Time

No data available

* All values are in crore

EBITDA Over Time

No data available

* All values are in crore

Net Profit Over Time

No data available

* All values are in crore

Dividend Payout Over Time

No data available

* All values are in %

About Indian Railway Finance Corporation Ltd

  • About Indian Railway Finance Corporation LtdIndian Railway Finance Corporation Limited was incorporated as a Public Limited Company on December 12, 1986.Indian Railway Finance Corporation Ltd. (IRFC) is a public sector financial company under the Ministry of Railways, Government of India.
  • Established in 1986, it primarily raises funds for developing Indian Railways by issuing bonds and other financial instruments. IRFC plays a key role in financing the procurement of rolling stock, locomotives, and other infrastructure projects for Indian Railways.
  • The company helps ensure the growth and modernization of India's railway network.
  • It is listed on the Bombay Stock Exchange (BSE) and the National Stock Exchange (NSE).Financial Parameters that shall be considered while declaring IRFC dividendWhen declaring a dividend for IRFC (Indian Railway Finance Corporation), the following financial parameters are typically considered:Profitability: The Company needs to ensure it has earned enough profit during the financial year to pay dividends.
  • This includes net income and revenue growth.Cash Flow: Sufficient cash reserves and positive cash flow are crucial.

About Jio Financial Services Ltd

  • About Jio Financial Services Dividend 2024Jio Financial Services Limited (JFSL) is a part of the Reliance Group, one of India's largest business conglomerates.
  • The company was demerged from Reliance Industries Limited in 2023 and focuses on providing a wide range of financial services and products to cater to the evolving needs of Indian consumers.
  • JFS aims to leverage technology and digital innovation to revolutionize the financial services landscape in India.
  • The company's mission is to democratize access to financial services and contribute to India's financial inclusion goals.
  • Jio Financial dividend history is yet to be established, as it is a relatively new entity in the market.Key Highlights of Jio Financial Services DividendFollowing are the key highlights of Jio Financial Services dividend:JFSL offers a diverse range of financial products and services, including personal and business loans, credit cards, insurance, and investment solutions.The company has not yet declared any dividends as it is in its early stages of operation.The current dividend yield is not applicable due to the absence of dividend payments.The annual dividend payment is currently zero rupees.JFSL benefits from its association with Reliance Jio's vast customer base, allowing for potential cross-selling opportunities.The company is expanding its digital footprint across India, aiming to reach both urban and rural customers.Key Financials of Jio Financial Services 2024These are the key financials of Jio Financial Services:The market capitalization of JFS is approximately ₹2,10,611 crore as of August 2024.Jio Financial Services reported a total income of ₹417.82 crore for the quarter ended June 30 2024.The company recorded a net profit of ₹312.63 crore in the same period, demonstrating a strong start to its independent operations.JFS has not declared any dividends yet, as it is focusing on establishing its market presence and investing in growth opportunities.JFS is actively working on expanding its product portfolio and enhancing its technological capabilities to capture a significant market share in India's financial services sector.In the financial services sector of India, Jio Financial Services is positioning itself as a key player with a focus on digital-first solutions and innovative product offerings.

Indian Railway Finance Corporation Ltd News Hub

News

IRFC inks $300 million ECB loan agreement with SMBC

According to the company, the five-year ECB facility is benchmarked to the Tokyo Overnight...

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03 Dec 2025 10:30

News

Board of Indian Railway Finance Corp. recommends interim dividend

Indian Railway Finance Corp. announced that the Board of Directors of the Company at its m...

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15 Oct 2025 16:18

News

IRFC Q2 PAT rises 10% YoY to Rs 1,777 cr

However, total revenue from operations declined 7.64% year-on-year (YoY) to Rs 6,371.89 cr...

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15 Oct 2025 15:05

News

Indian Railway Finance Corp. to convene board meeting

Indian Railway Finance Corp. will hold a meeting of the Board of Directors of the Company ...

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08 Oct 2025 09:35

News

IRFC extends loan of Rs 4,000 cr for Talcher Fertilizers' Coal Gasification Urea Project

Indian Railway Finance Corporation (IRFC) has joined hands with Talcher Fertilizers (TFL) ...

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26 Sep 2025 19:02

News

IRFC sanctions term loan of Rs 12,460 cr for upcoming thermal power project at HTPS, Korba West

Indian Railway Finance Corporation (IRFC) has sanctioned a Rupee Term Loan (RTL) of Rs 12,...

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26 Sep 2025 18:55

Jio Financial Services Ltd News Hub

News

Jio Financial Services appoints Venkata Peri as COO

Venkata Peri brings over 25 years of experience in finance, backed by a strong technology ...

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18 Dec 2025 12:55

News

Jio Leasing Services further invests Rs 45 cr in JV Reliance International Leasing IFSC

Jio Financial Services announced that its wholly owned subsidiary, Jio Leasing Services (J...

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14 Nov 2025 15:00

News

Jio Financial Services Ltd spurts 1.1%, up for five straight sessions

Jio Financial Services Ltd rose for a fifth straight session today. The stock is quoting a...

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13 Nov 2025 13:00

News

Jio Financial Q2 PAT rises nearly 1% YoY to Rs 695 cr

Profit before tax (PBT) advanced 1.2% to Rs 783.07 crore in Q2 FY26 compared with Rs 773.4...

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17 Oct 2025 10:49

News

Jio Financial arm bags tolling services contract for MLFF road projects

The said two toll plazas situated between Gurugram and Jaipur, were awarded through a tend...

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13 Oct 2025 14:40

News

Jio Financial Services to convene board meeting

Jio Financial Services will hold a meeting of the Board of Directors of the Company on 16 ...

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10 Oct 2025 09:40

SWOT Analysis Of Indian Railway Finance Corporation Ltd

Strength

2

S

Weakness

2

W

Opportunity

0

O

Threats

0

T

SWOT Analysis Of Jio Financial Services Ltd

Strength

2

S

Weakness

3

W

Opportunity

0

O

Threats

0

T

BlinkX Score for Indian Railway Finance Corporation Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

BlinkX Score for Jio Financial Services Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

FAQs for the comparison of Indian Railway Finance Corporation Ltd and Jio Financial Services Ltd

Which company has a larger market capitalization, Indian Railway Finance Corporation Ltd or Jio Financial Services Ltd?

Market cap of Indian Railway Finance Corporation Ltd is 145,191 Cr while Market cap of Jio Financial Services Ltd is 186,242 Cr

What are the key factors driving the stock performance of Indian Railway Finance Corporation Ltd and Jio Financial Services Ltd?

The stock performance of Indian Railway Finance Corporation Ltd and Jio Financial Services Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for Indian Railway Finance Corporation Ltd and Jio Financial Services Ltd?

As of December 18, 2025, the Indian Railway Finance Corporation Ltd stock price is INR ₹111.1. On the other hand, Jio Financial Services Ltd stock price is INR ₹293.15.

How do dividend payouts of Indian Railway Finance Corporation Ltd and Jio Financial Services Ltd compare?

To compare the dividend payouts of Indian Railway Finance Corporation Ltd and Jio Financial Services Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.
Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.
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