Is State Bank of India debt-free?

Yes, State Bank of India is debt-free with a debt-to-equity ratio of .

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State Bank of India

State Bank of India Financials

State Bank of India Financial Statement

State Bank of India Income Statement

Quarterly

Annual

*All values are in Rs. Cr

Particulars	Mar 2025	Dec 2024	Sep 2024
Revenue	1,43,876.06	1,28,467.39	1,29,141.11
Operating Expense	42,140.16	29,846.52	32,102.08
Net Profit	18,642.59	16,891.44	18,331.44
Net Profit Margin	12.96	13.15	14.19
Earning Per Share	20.89	18.93	20.54
EBIDTA	1,01,735.90	98,620.87	97,039.03
Effective Tax Rate	6.10	5.83	6.65

Particulars	Mar 2025
Revenue	143876.06
Operating Expense	42140.16
Net Profit	18642.59
Net Profit Margin	12.96
Earning Per Share	20.89
EBIDTA	101735.90
Effective Tax Rate	6.10

State Bank of India Profit & Loss

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Total Revenue Annual	TBA	TBA	TBA
Operating Expenses Annual	4,28,901.14	3,85,029.86	3,01,513.01
Operating Profit Annual	3,94,324.40	3,40,389.71	2,57,765.47
Interest Annual	2,95,524.23	2,55,254.83	1,87,262.56
Depreciation	3,528.91	3,351.92	3,297.27
Net Profit Annual	TBA	TBA	TBA
Tax Annual	24,370.64	20,706.34	16,973.19

Particulars	Mar 2025
Total Revenue Annual	TBA
Operating Expenses Annual	4,28,901.14
Operating Profit Annual	3,94,324.40
Interest Annual	2,95,524.23
Depreciation	3,528.91
Net Profit Annual	TBA
Tax Annual	24,370.64

State Bank of India Cash Flow

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2024	Mar 2023	Mar 2022
Cash Flow at the Beginning	3,07,899.62	3,94,552.32	3,43,038.71
Cash Flow from Operations	19,021.89	-91,351.82	58,415.45
Cash Flow from Investing	-2,264.15	-502.65	-1,724.33
Cash Flow from Financing	-13,855.37	5,201.76	-5,177.51
Cash Flow at the End	3,10,801.99	3,07,899.62	3,94,552.32

Particulars	Mar 2024
Cash Flow at the Beginning	3,07,899.62
Cash Flow from Operations	19,021.89
Cash Flow from Investing	-2,264.15
Cash Flow from Financing	-13,855.37
Cash Flow at the End	3,10,801.99

State Bank of India Key Ratios

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
PBDIT Margin (%)	TBA	TBA	TBA
PBIT Margin (%)	TBA	TBA	TBA
PBT Margin (%)	TBA	TBA	TBA
Net PROFIT Margin (%)	13.53	13.08	13.62
Return On Networth / Equity (%)	18.57	18.81	18.05
Return On Networth /Employed (%)	TBA	TBA	TBA
Return On Assets (%)	TBA	TBA	TBA
Total Debt / Equity (X)	TBA	TBA	TBA
Asset Turnover Ratio (%)	TBA	TBA	TBA

Particulars	Mar 2025
PBDIT Margin (%)	TBA
PBIT Margin (%)	TBA
PBT Margin (%)	TBA
Net PROFIT Margin (%)	13.53
Return On Networth / Equity (%)	18.57
Return On Networth /Employed (%)	TBA
Return On Assets (%)	TBA
Total Debt / Equity (X)	TBA
Asset Turnover Ratio (%)	TBA

State Bank of India Balance Sheet

*All values are in Rs. Cr

Standalone

Consolidated

Particulars	Mar 2025	Mar 2024	Mar 2023
Fixed Assets Annual	43,684.71	42,126.37	42,100.73
Total Current Assets Annual	TBA	TBA	TBA
Non Current Assets Annual	TBA	TBA	TBA
Total Shareholders Funds Annual	4,41,162.12	3,77,246.53	3,27,608.45
Total Assets Annual	66,76,053.27	61,79,693.95	55,16,978.53

Particulars	Mar 2025
Fixed Assets Annual	43,684.71
Total Current Assets Annual	TBA
Non Current Assets Annual	TBA
Total Shareholders Funds Annual	4,41,162.12
Total Assets Annual	66,76,053.27

State Bank of India Earning Calls

EPS (INR)

Expected

21.96

Reported

21.96

Surprise

0.00%

Dec 2024

EPS beaten by 0.00%

Sep 2024

EPS beaten by 0.00%

Jun 2024

EPS beaten by 0.00%

Dividend Pages

PE Ratio

FAQS on State Bank of India Financials

As of May 31, 2025, State Bank of India has a market capitalization of 6,88,623.68 Cr. Value Research classifies it as a Mega-Cap company.

Yes, State Bank of India is with a debt-to-equity ratio of .

In FY 2024 , State Bank of India recorded a total revenue of approximately 4,62,489.36 Cr marking a significant milestone in the company's financial performance.

State Bank of India's Future outlook anticipates robust growth, with forecasted earnings and revenue rising approximately 0.2% and 0.2% annually, respectively..

State Bank of India's current PE ratio is 9.71.

State Bank of India's ROCE averaged 33.3% from the FY ending March 2023 to 2025, with a median of 5.9%. It peaked at 89.3% in March 2024, reflecting strong capital efficiency over the period..

State Bank of India's latest EBIT is Rs. 3,90,795.49 Cr, surpassing the average EBIT of Rs. 3,27,433.83 Cr over the 5 years..