Equitas Small Finance Bank Ltd vs Esaf Small Finance Bank Ltd Stock Comparison
Equitas Small Finance Bank Ltd vs Esaf Small Finance Bank Ltd Stock Comparison
Last Updated on: Jun 18, 2026
Key Highlights
The Latest Trading Price of Equitas Small Finance Bank Ltd is ₹ 78.67 as of 17 Jun 15:30
. The P/E Ratio of Equitas Small Finance Bank Ltd changed from 17.8 on March 2021 to 42.6 on March 2025 . This represents a CAGR of 19.07% over 5 yearsThe P/E Ratio of ESAF Small Finance Bank Ltd changed from 6.6 on March 2024 to 0 on March 2025 . This represents a CAGR of -100.00% over 2 years The Market Cap of Equitas Small Finance Bank Ltd changed from ₹ 6841 crore on March 2021 to ₹ 6269 crore on March 2025 . This represents a CAGR of -1.73% over 5 yearsThe Market Cap of ESAF Small Finance Bank Ltd changed from ₹ 2790 crore on March 2024 to ₹ 1264 crore on March 2025 . This represents a CAGR of -32.68% over 2 years The revenue of Equitas Small Finance Bank Ltd for the Mar '26 is ₹ 2099 crore as compare to the Dec '25 revenue of ₹ 1981 crore. This represent the growth of 5.99% The revenue of ESAF Small Finance Bank Ltd for the Mar '26 is ₹ 1196 crore as compare to the Dec '25 revenue of ₹ 1163 crore. This represent the growth of 2.84% The ebitda of Equitas Small Finance Bank Ltd for the Mar '26 is ₹ 1134 crore as compare to the Dec '25 ebitda of ₹ 953.78 crore. This represent the growth of 18.96% The ebitda of ESAF Small Finance Bank Ltd for the Mar '26 is ₹ 504.42 crore as compare to the Dec '25 ebitda of ₹ 470.85 crore. This represent the growth of 7.13% The net profit of Equitas Small Finance Bank Ltd changed from ₹ 25.76 crore to ₹ 212.68 crore over 8 quarters. This represents a CAGR of 187.34%
The net profit of ESAF Small Finance Bank Ltd changed from ₹ 62.77 crore to ₹ 23.51 crore over 8 quarters. This represents a CAGR of -38.80%
The Dividend Payout of Equitas Small Finance Bank Ltd changed from 19.36 % on March 2023 to 77.52 % on March 2025 . This represents a CAGR of 58.79% over 3 yearsThe Dividend Payout of ESAF Small Finance Bank Ltd changed from 8.47 % on March 2024 to 0 % on March 2025 . This represents a CAGR of -100.00% over 2 years .
About Equitas Small Finance Bank Ltd
Equitas Small Finance Bank Limited (ESFBL) was originally incorporated as V.A.P. Finance Private Limited' on June 21, 1993 at Madras, Tamil Nadu, as a Private Limited Company by the RoC. Bank became a deemed public limited company on March 5, 1994 and the name of our Bank was changed to V.A.P. Finance Limited and the Certificate of Incorporation was endorsed by the RoC to that effect.
Bank thereafter became a Private Limited Company dated March 30, 2011 upon change of name from V.A.P. Finance Limited to V.A.P. Finance Private Limited due to conversion of the Bank from a Public Limited Company to a Private Limited Company.
A fresh Certificate of Incorporation dated August 12, 2011 was granted by the RoC upon change of name from V.A.P. Finance Private Limited to Equitas Finance Private Limited.
About ESAF Small Finance Bank Ltd
ESAF Small Finance Bank Limited was incorporated on May 5, 2016 at Thrissur, Kerala, as a Public Limited Company with the RoC. The Bank received license to carry on business as a SFB from the Reserve Bank of India on November 18, 2016 and commenced their banking operations from 10 March 2017.
As per RBI Approval, the Bank became a Schedule Bank w.e.f.
November 12, 2018.
The Bank is one of the leading small finance banks in India which provides micro, retail and corporate banking, para banking activities, such as debit card, third party financial product distribution, in addition to Treasury and permitted Foreign Exchange Business.
The Bank offer online banking services, including electronic funds transfer, bill payment services, usage of credit cards on-line, requesting account statements, and requesting cheque books.
FAQs for the comparison of Equitas Small Finance Bank Ltd and ESAF Small Finance Bank Ltd
Which company has a larger market capitalization, Equitas Small Finance Bank Ltd or ESAF Small Finance Bank Ltd?
Market cap of Equitas Small Finance Bank Ltd is 8,997 Cr while Market cap of ESAF Small Finance Bank Ltd is 1,591 Cr
What are the key factors driving the stock performance of Equitas Small Finance Bank Ltd and ESAF Small Finance Bank Ltd?
The stock performance of Equitas Small Finance Bank Ltd and ESAF Small Finance Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.
What are the recent stock price for Equitas Small Finance Bank Ltd and ESAF Small Finance Bank Ltd?
As of June 18, 2026, the Equitas Small Finance Bank Ltd stock price is INR ₹78.67. On the other hand, ESAF Small Finance Bank Ltd stock price is INR ₹30.86.
How do dividend payouts of Equitas Small Finance Bank Ltd and ESAF Small Finance Bank Ltd compare?
To compare the dividend payouts of Equitas Small Finance Bank Ltd and ESAF Small Finance Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.
Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.