Gic Housing Finance Ltd vs Lic Housing Finance Ltd Stock Comparison

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Last Updated on: Apr 29, 2026

Key Highlights

The Latest Trading Price of GIC Housing Finance Ltd is ₹ 153.05 as of 29 Apr 15:30 . The P/E Ratio of GIC Housing Finance Ltd changed from 4.1 on March 2022 to 5.6 on March 2025 . This represents a CAGR of 8.11% over 4 yearsThe P/E Ratio of LIC Housing Finance Ltd changed from 7.9 on March 2021 to 5.7 on March 2025 . This represents a CAGR of -6.32% over 5 years The Market Cap of GIC Housing Finance Ltd changed from ₹ 705.44 crore on March 2022 to ₹ 903.33 crore on March 2025 . This represents a CAGR of 6.38% over 4 yearsThe Market Cap of LIC Housing Finance Ltd changed from ₹ 21604 crore on March 2021 to ₹ 31007 crore on March 2025 . This represents a CAGR of 7.49% over 5 years The revenue of GIC Housing Finance Ltd for the Dec '25 is ₹ 272.65 crore as compare to the Sep '25 revenue of ₹ 271.73 crore. This represent the growth of 0.34% The revenue of LIC Housing Finance Ltd for the Dec '25 is ₹ 7215 crore as compare to the Sep '25 revenue of ₹ 7179 crore. This represent the growth of 0.49% The ebitda of GIC Housing Finance Ltd for the Dec '25 is ₹ 230.64 crore as compare to the Sep '25 ebitda of ₹ 236.65 crore. This represent the decline of -2.54% The ebitda of LIC Housing Finance Ltd for the Dec '25 is ₹ 6736 crore as compare to the Sep '25 ebitda of ₹ 6729 crore. This represent the growth of 0.11% The net profit of GIC Housing Finance Ltd changed from ₹ 38.99 crore to ₹ 43.69 crore over 7 quarters. This represents a CAGR of 6.72% The net profit of LIC Housing Finance Ltd changed from ₹ 1306 crore to ₹ 1398 crore over 7 quarters. This represents a CAGR of 3.96% The Dividend Payout of GIC Housing Finance Ltd changed from 20.41 % on March 2021 to 15.14 % on March 2025 . This represents a CAGR of -5.80% over 5 yearsThe Dividend Payout of LIC Housing Finance Ltd changed from 15.7 % on March 2021 to 10.14 % on March 2025 . This represents a CAGR of -8.37% over 5 years .

About GIC Housing Finance Ltd

GIC Housing Finance Limited was incorporated on December 12, 1989 as 'GIC Grih Vitta Limited'.
Name of the Company was thereafter changed from GIC Grih Vitta Limited to GIC Housing Finance Limited with effect from November 16, 1993.
Company was formed with the main object of entering in the field of direct lending to individuals and other corporates to accelerate the housing activities in India.
The Company's main business is to provide loans for the purchase or construction of residential units. GIC Housing Finance Limited is a subsidiary of General Insurance Corporation of India.
They provide loans to individuals and to persons/ entities engaged in construction of houses/ flats for residential purposes.

About LIC Housing Finance Ltd

LIC Housing Finance Limited (LICHFL) is one of the largest housing finance companies in India with a key objective of providing long term finance to individuals for the purchase or construction of house/flat for residential purposes in India.
The Company is registered with National Housing Bank (NHB) and is mainly engaged in financing purchase / construction of residential flats / houses to individuals and project finance to developers, Loan against Property (LAP), Lease Rental Discounting (LRD) etc.
All other activities revolve around the main business of the Company.
As at 31st March, 2025 the loan book accounted for 85% of Individual Housing Loans, 10.35% of Non-Housing Loans to Individuals (NHI), 1.66% of Non-Housing Loans to Corporates & 2.99% of project portfolio. LIC Housing Finance is India's largest housing finance company, and the No.

FAQs for the comparison of GIC Housing Finance Ltd and LIC Housing Finance Ltd

Which company has a larger market capitalization, GIC Housing Finance Ltd or LIC Housing Finance Ltd?

Market cap of GIC Housing Finance Ltd is 824 Cr while Market cap of LIC Housing Finance Ltd is 30,913 Cr

What are the key factors driving the stock performance of GIC Housing Finance Ltd and LIC Housing Finance Ltd?

The stock performance of GIC Housing Finance Ltd and LIC Housing Finance Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for GIC Housing Finance Ltd and LIC Housing Finance Ltd?

As of April 29, 2026, the GIC Housing Finance Ltd stock price is INR ₹153.05. On the other hand, LIC Housing Finance Ltd stock price is INR ₹562.0.

How do dividend payouts of GIC Housing Finance Ltd and LIC Housing Finance Ltd compare?

To compare the dividend payouts of GIC Housing Finance Ltd and LIC Housing Finance Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.

Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.