Hdfc Bank Ltd vs State Bank Of India Stock Comparison

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Last Updated on: May 29, 2026

Key Highlights

The Latest Trading Price of HDFC Bank Ltd is ₹ 758.5 as of 27 May 15:30 . The P/E Ratio of HDFC Bank Ltd changed from 25.9 on March 2021 to 0 on March 2026 . This represents a CAGR of -100.00% over 6 yearsThe P/E Ratio of State Bank of India changed from 14.5 on March 2021 to 10.9 on March 2026 . This represents a CAGR of -4.65% over 6 years The Market Cap of HDFC Bank Ltd changed from ₹ 823360 crore on March 2021 to ₹ 0 crore on March 2026 . This represents a CAGR of -100.00% over 6 yearsThe Market Cap of State Bank of India changed from ₹ 325168 crore on March 2021 to ₹ 904415 crore on March 2026 . This represents a CAGR of 18.59% over 6 years The revenue of HDFC Bank Ltd for the Mar '26 is ₹ 116919 crore as compare to the Dec '25 revenue of ₹ 126927 crore. This represent the decline of -7.88% The revenue of State Bank of India for the Mar '26 is ₹ 181079 crore as compare to the Dec '25 revenue of ₹ 185648 crore. This represent the decline of -2.46% The ebitda of HDFC Bank Ltd for the Mar '26 is ₹ 72892 crore as compare to the Dec '25 ebitda of ₹ 72782 crore. This represent the growth of 0.15% The ebitda of State Bank of India for the Mar '26 is ₹ 106028 crore as compare to the Dec '25 ebitda of ₹ 108849 crore. This represent the decline of -2.59% The net profit of HDFC Bank Ltd changed from ₹ 17188 crore to ₹ 21074 crore over 8 quarters. This represents a CAGR of 10.73% The net profit of State Bank of India changed from ₹ 19680 crore to ₹ 20161 crore over 8 quarters. This represents a CAGR of 1.21% The Dividend Payout of HDFC Bank Ltd changed from 11.52 % on March 2021 to 0 % on March 2026 . This represents a CAGR of -100.00% over 6 yearsThe Dividend Payout of State Bank of India changed from 17.49 % on March 2021 to 20.01 % on March 2026 . This represents a CAGR of 2.27% over 6 years .

About HDFC Bank Ltd

About HDFC Bank Ltd  HDFC Bank Limited is a publicly held banking company engaged in providing a range of banking and financial services including retail banking, wholesale banking and treasury operations. Headquartered in Mumbai, HDFC Bank is a new generation private sector bank providing a wide range of banking services covering commercial and investment banking on the wholesale side and transactional/branch banking on the retail side. The Bank has two subsidiary companies, HDFC Securities Limited (HSL) and HDB Financial Services Limited (HDBFSL). In addition, Bank has branch operations in Bahrain, Hong Kong, Dubai and Offshore Banking Unit at International Financial Service Centre (IFSC), GIFT City, The Bank's ATM network can be accessed by all domestic and international Visa/MasterCard, Visa Electron/Maestro, Plus/Cirrus and American Express Credit/Charge cardholders. HDFC Bank Ltd Dividend Payout Ratio The dividend payout ratio reveals the portion of the net profit that HDFC Bank Limited has distributed to its shareholders in the form of dividends, along with the portion of the net profit retained by the bank to support the expanding process.
The HDFC Bank dividend payout ratio usually enables the investor to analyse the portion of the earnings the bank retains in order to enhance the expansion process and meet capital adequacy requirements. Hence, the payout ratio, in the case of HDFC Bank, portrays a conservative pattern, which is backed by strong profitability along with regulatory compliance.
The bank, being a regulated entity, needs to maintain adequate capital as per RBI norms, which affects how much can be paid out as dividends.
Overall, HDFC Bank has been fairly regular with its dividend payments over the years. HDFC Bank Ltd Dividend Growth and Sustainability HDFC dividend growth and sustainability are largely affected by its earning capacity, cash flows, and business performance over a period of time. Earnings-Driven Payouts: The dividend payouts in HDFC Bank are also linked majorly to the profit levels in the firm, which come from interest income and fee-based revenues. Generation of Strong Cash Flows: Banking operations provide the bank with a steady flow of cash from lending and services, thus ensuring the generation of strong cash flows in the company. Capital Retention for Compliance: Being a regulated financial institution, capital retention becomes necessary to meet RBI requirements and support credit growth. Customer Franchise Strength: This is a major contributor to HDFC Bank dividend.
A stable customer base is acquired through presence across retail and corporate segments, which may help ensure stable revenue streams across business cycles. How to Use Dividend Data for Investment Analysis? HDFC Bank dividend fundamentals must be analysed in the context of growth in earnings, valuation multiples, and overall outlook for the business. Evaluate Dividend History: One must review the dividend of HDFC Bank consistently over several years, rather than focusing only on the most recent payout. Analyse Dividend Yield Trends: Dividend yield should be interpreted alongside share price movements to avoid distorted assessments. Compare Dividends with Profits: Sustainable dividends are generally backed by stable and growing earnings. Use Valuation Ratios: Metrics such as P/E, P/B, and ROE can complement dividend for HDFC Bank analysis and provide deeper insights. Assess Long-Term Outlook: Dividend data is most effective when combined with an understanding of business growth visibility, asset quality, and competitive positioning. This approach usually enables investors to evaluate HDFC Bank Ltd’s dividend profile more effectively and make informed investment decisions. .

About State Bank of India

State Bank of India was incorporated on 01 July, 1955.
The Government of India nationalized the Imperial Bank of India in 1955, with Reserve Bank of India taking a 60% stake, and the name changed to State Bank of India.
State Bank of India is an Indian multinational, public sector banking and financial services institution.
Headquartered in Mumbai, SBI has been providing a wide range of products and services to individuals, commercial enterprises, large corporate, public bodies, and institutional customers. The Bank operates in four business segments, namely Treasury, Corporate/ Wholesale Banking, Retail Banking and Other Banking Business.
The Treasury segment includes the investment portfolio and trading in foreign exchange contracts and derivative contracts.

FAQs for the comparison of HDFC Bank Ltd and State Bank of India

Which company has a larger market capitalization, HDFC Bank Ltd or State Bank of India?

Market cap of HDFC Bank Ltd is 1,167,811 Cr while Market cap of State Bank of India is 893,200 Cr

What are the key factors driving the stock performance of HDFC Bank Ltd and State Bank of India?

The stock performance of HDFC Bank Ltd and State Bank of India is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for HDFC Bank Ltd and State Bank of India?

As of May 29, 2026, the HDFC Bank Ltd stock price is INR ₹758.5. On the other hand, State Bank of India stock price is INR ₹967.65.

How do dividend payouts of HDFC Bank Ltd and State Bank of India compare?

To compare the dividend payouts of HDFC Bank Ltd and State Bank of India, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.

Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.