Au Small Finance Bank Ltd vs Utkarsh Small Finance Bank Ltd Stock Comparison

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Last Updated on: May 22, 2026

Key Highlights

The Latest Trading Price of AU Small Finance Bank Ltd is ₹ 978.3 as of 22 May 15:30 . The P/E Ratio of AU Small Finance Bank Ltd changed from 32.7 on March 2021 to 18.9 on March 2025 . This represents a CAGR of -10.38% over 5 yearsThe P/E Ratio of Utkarsh Small Finance Bank Ltd changed from 10.3 on March 2024 to 100.1 on March 2025 . This represents a CAGR of 211.74% over 2 years The Market Cap of AU Small Finance Bank Ltd changed from ₹ 38285 crore on March 2021 to ₹ 39769 crore on March 2025 . This represents a CAGR of 0.76% over 5 yearsThe Market Cap of Utkarsh Small Finance Bank Ltd changed from ₹ 5152 crore on March 2024 to ₹ 2425 crore on March 2025 . This represents a CAGR of -31.38% over 2 years The revenue of AU Small Finance Bank Ltd for the Mar '26 is ₹ 5750 crore as compare to the Dec '25 revenue of ₹ 5451 crore. This represent the growth of 5.48% The revenue of Utkarsh Small Finance Bank Ltd for the Mar '26 is ₹ 952.07 crore as compare to the Dec '25 revenue of ₹ 901.71 crore. This represent the growth of 5.58% The ebitda of AU Small Finance Bank Ltd for the Mar '26 is ₹ 3518 crore as compare to the Dec '25 ebitda of ₹ 3270 crore. This represent the growth of 7.6% The ebitda of Utkarsh Small Finance Bank Ltd for the Mar '26 is ₹ 228.56 crore as compare to the Dec '25 ebitda of ₹ -17.89 crore. This represent the decline of -1377% The net profit of AU Small Finance Bank Ltd changed from ₹ 502.57 crore to ₹ 831.87 crore over 8 quarters. This represents a CAGR of 28.66% The net profit of Utkarsh Small Finance Bank Ltd changed from ₹ 137.4 crore to ₹ -188 crore over 8 quarters. This represents a CAGR of NaN% The Dividend Payout of AU Small Finance Bank Ltd changed from 2.79 % on March 2022 to 3.54 % on March 2025 . This represents a CAGR of 6.13% over 4 yearsThe Dividend Payout of Utkarsh Small Finance Bank Ltd changed from 11.05 % on March 2024 to 0 % on March 2025 . This represents a CAGR of -100.00% over 2 years .

About AU Small Finance Bank Ltd

AU Small Finance Bank Limited, initially known as Au Financiers (India) Limited was incorporated as a Public Limited Company.
On 13th April 2017, the name of the Company was changed from 'Au Financiers (India) Limited' to 'AU Small Finance Bank Limited' and thereafter the Bank commenced its banking operations on 19th April, 2017 and surrendered its NBFC-ND-AFC Certificate of Registration with the RBI. The Bank is engaged in providing a range of banking and financial services including retail banking, wholesale banking and treasury operations and other services.
The Bank operates in India only and does not have presence in any foreign country. In 2005, the Company became commercial associate of HDFC Bank for carrying on the business of financing commercial vehicles.
In 2006, the Company expanded its operations into Maharashtra.

About Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd Quarterly Result Overview Utkarsh Small Finance Bank Limited publishes its quarterly results, which include key financial indicators such as revenue, profit, and overall business performance for each quarter.
The quarterly results published by the company help understand the financial stability and the performance of the company over the respective quarter.
The quarterly results help identify the major business and market trends, along with the changes that can impact the financial scenario.
Overall, Utkarsh Small Finance Bank quarterly results give investors and readers a clear and structured view of the company’s financial progress and performance trends. Key Metrics of Utkarsh Small Finance Bank Ltd Quarterly Result Key metrics of Utkarsh Small Finance Bank quarterly results are: Revenue: This represents the total funds generated by the bank through its lending activities and interest income.
It serves as the primary indicator of the bank's ability to generate business. Net Profit: This is the actual amount available after deducting all the costs, including interest and tax.

FAQs for the comparison of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd

Which company has a larger market capitalization, AU Small Finance Bank Ltd or Utkarsh Small Finance Bank Ltd?

Market cap of AU Small Finance Bank Ltd is 73,231 Cr while Market cap of Utkarsh Small Finance Bank Ltd is 2,347 Cr

What are the key factors driving the stock performance of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

The stock performance of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

As of May 22, 2026, the AU Small Finance Bank Ltd stock price is INR ₹978.3. On the other hand, Utkarsh Small Finance Bank Ltd stock price is INR ₹13.19.

How do dividend payouts of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd compare?

To compare the dividend payouts of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.

Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.