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Au Small Finance Bank Ltd vs Utkarsh Small Finance Bank Ltd Stock Comparison

Au Small Finance Bank Ltd vs Utkarsh Small Finance Bank Ltd Stock Comparison

Last Updated on: Oct 07, 2025

Key Highlights

  • The Latest Trading Price of AU Small Finance Bank Ltd is ₹ 763.9 as of 07 Oct 15:30.
  • The P/E Ratio of AU Small Finance Bank Ltd changed from 22.9 on March 2020 to 18.9 on March 2025 . This represents a CAGR of -3.15% over 6 yearsThe P/E Ratio of Utkarsh Small Finance Bank Ltd changed from 10.3 on March 2024 to 100.1 on March 2025 . This represents a CAGR of 211.74% over 2 years.
  • The Market Cap of AU Small Finance Bank Ltd changed from ₹ 15475 crore on March 2020 to ₹ 39769 crore on March 2025 . This represents a CAGR of 17.04% over 6 yearsThe Market Cap of Utkarsh Small Finance Bank Ltd changed from ₹ 5152 crore on March 2024 to ₹ 2425 crore on March 2025 . This represents a CAGR of -31.38% over 2 years.
  • The revenue of AU Small Finance Bank Ltd for the Jun '25 is ₹ 5189 crore as compare to the Mar '25 revenue of ₹ 5031 crore. This represent the growth of 3.14% The revenue of Utkarsh Small Finance Bank Ltd for the Jun '25 is ₹ 1018 crore as compare to the Mar '25 revenue of ₹ 1166 crore. This represent the decline of -12.69%.
  • The ebitda of AU Small Finance Bank Ltd for the Jun '25 is ₹ 3112 crore as compare to the Mar '25 ebitda of ₹ 2833 crore. This represent the growth of 9.84% The ebitda of Utkarsh Small Finance Bank Ltd for the Jun '25 is ₹ 160.22 crore as compare to the Mar '25 ebitda of ₹ 479.49 crore. This represent the decline of -66.59%.
  • The net profit of AU Small Finance Bank Ltd changed from ₹ 386.9 crore to ₹ 580.86 crore over 9 quarters. This represents a CAGR of 19.79% The net profit of Utkarsh Small Finance Bank Ltd changed from ₹ 107.5 crore to ₹ -239 crore over 9 quarters. This represents a CAGR of NaN% .
  • The Dividend Payout of AU Small Finance Bank Ltd changed from 2.79 % on March 2022 to 3.54 % on March 2025 . This represents a CAGR of 6.13% over 4 yearsThe Dividend Payout of Utkarsh Small Finance Bank Ltd changed from 11.05 % on March 2024 to 0 % on March 2025 . This represents a CAGR of -100.00% over 2 years.

Share Price

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P/E Ratio Over Time

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Market Cap Over Time

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* All values are in crore

Historical Share Prices

* All values are in Rupees

Revenue Over Time

No data available

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EBITDA Over Time

No data available

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Net Profit Over Time

No data available

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Dividend Payout Over Time

No data available

* All values are in %

About AU Small Finance Bank Ltd

  • AU Small Finance Bank Limited (formerly known as Au Financiers (India) Limited) was incorporated as a Public Limited Company.
  • On 13th April 2017, the name of the Company was changed from 'Au Financiers (India) Limited' to 'AU Small Finance Bank Limited' and thereafter the Bank commenced its banking operations on 19th April, 2017 and surrendered its NBFC-ND-AFC Certificate of Registration with the RBI. The Bank is engaged in providing a range of banking and financial services including retail banking, wholesale banking and treasury operations and other services.
  • The Bank operates in India only and does not have presence in any foreign country. In 2005, the Company became commercial associate of HDFC Bank for carrying on the business of financing commercial vehicles.
  • In 2006, the Company expanded its operations into Maharashtra.

About Utkarsh Small Finance Bank Ltd

  • Utkarsh Small Finance Bank Limited was incorporated on April 30, 2016 at Varanasi, Uttar Pradesh as a Public Limited Company and was granted a Certificate of Incorporation by the Registrar of Companies.
  • The Bank is subsidiary of Utkarsh Core Invest Limited.
  • The Promoter, Utkarsh Core Invest Limited, started operations as a NBFC in year 2010 and was focused on providing microfinance to unserved and underserved segments in the States of Uttar Pradesh and Bihar.
  • Later on, it converted to a NBFC- MFI. The Bank is engaged in providing banking and financial services and governed by Banking Regulation Act, 1949. On October 7, 2015, the Promoter received the RBI In-Principle Approval to establish an SFB, following which it incorporated Utkarsh Small Finance Bank Limited as a wholly-owned subsidiary on April 30, 2016.

AU Small Finance Bank Ltd News Hub

News

AU Small Finance Bank appoints interim CFO, Gaurav Jain

The appointment follows the untimely and sudden demis of Late Vimal Jain, CFO of AU Small ...

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29 Sep 2025 10:12

News

AU Small Finance Bank Ltd rises for third straight session

AU Small Finance Bank Ltd is up for a third straight session today. The stock is quoting a...

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18 Aug 2025 13:05

News

AU SFB rises after RBI grants in-principle nod for transitioning to universal bank

With this notification, AU becomes the first Small Finance Bank in India to receive this i...

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08 Aug 2025 09:38

News

AU Small Finance Bank Ltd slips for fifth straight session

AU Small Finance Bank Ltd dropped for a fifth straight session today. The stock is quoting...

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22 Jul 2025 13:35

News

AU Small Finance Bank to convene board meeting

AU Small Finance Bank will hold a meeting of the Board of Directors of the Company on 19 J...

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08 Jul 2025 11:11

News

AU SFB total deposits rises 31% YoY to Rs 1.27 lakh crore in Q1

The bank's total deposits increased by 2.8% compared with Rs 1,24,269 crore reported in th...

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04 Jul 2025 12:44

Utkarsh Small Finance Bank Ltd News Hub

News

Utkarsh Small Finance Bank to conduct board meeting

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

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03 Oct 2025 09:50

News

Utkarsh Small Finance Bank to hold board meeting

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

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29 Sep 2025 09:20

News

Utkarsh Small Finance Bank receives downgrade in rating of subordinated debt

Utkarsh Small Finance Bank has been assigned credit ratings by ICRA as under: Subordinated...

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12 Aug 2025 18:53

News

Utkarsh Small Finance Bank AGM scheduled

Utkarsh Small Finance Bank announced that the 9th Annual General Meeting(AGM) of the bank ...

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01 Aug 2025 17:22

News

Utkarsh Small Finance Bank to discuss results

Utkarsh Small Finance Bank will hold a meeting of the Board of Directors of the Company on...

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01 Aug 2025 09:59

News

Utkarsh Small Finance Bank announces cessation of director

Utkarsh Small Finance Bank announced that Nagesh Dinkar Pinge (DIN: 00062900) has complete...

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21 Jul 2025 17:13

SWOT Analysis Of Utkarsh Small Finance Bank Ltd

Strength

1

S

Weakness

0

W

Opportunity

0

O

Threats

1

T

SWOT Analysis Of AU Small Finance Bank Ltd

Strength

1

S

Weakness

2

W

Opportunity

0

O

Threats

0

T

BlinkX Score for Utkarsh Small Finance Bank Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

BlinkX Score for AU Small Finance Bank Ltd

Revenue

Profitability

Affordability

Liquidity

Dividend

FAQs for the comparison of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd

Which company has a larger market capitalization, AU Small Finance Bank Ltd or Utkarsh Small Finance Bank Ltd?

Market cap of AU Small Finance Bank Ltd is 56,995 Cr while Market cap of Utkarsh Small Finance Bank Ltd is 2,399 Cr

What are the key factors driving the stock performance of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

The stock performance of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

As of October 7, 2025, the AU Small Finance Bank Ltd stock price is INR ₹763.9. On the other hand, Utkarsh Small Finance Bank Ltd stock price is INR ₹21.78.

How do dividend payouts of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd compare?

To compare the dividend payouts of AU Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.
Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.
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