Csl Finance Ltd vs Sbi Cards Payment Services Ltd Stock Comparison

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Last Updated on: May 15, 2026

Key Highlights

The Latest Trading Price of CSL Finance Ltd is ₹ 231.3 as of 15 May 15:30 . The P/E Ratio of CSL Finance Ltd changed from 5.6 on March 2021 to 8 on March 2025 . This represents a CAGR of 7.39% over 5 yearsThe P/E Ratio of SBI Cards & Payment Services Ltd changed from 88.8 on March 2021 to 43.8 on March 2025 . This represents a CAGR of -13.18% over 5 years The Market Cap of CSL Finance Ltd changed from ₹ 156.08 crore on March 2021 to ₹ 586.08 crore on March 2025 . This represents a CAGR of 30.29% over 5 yearsThe Market Cap of SBI Cards & Payment Services Ltd changed from ₹ 87407 crore on March 2021 to ₹ 83928 crore on March 2025 . This represents a CAGR of -0.81% over 5 years The revenue of CSL Finance Ltd for the Mar '26 is ₹ 0 crore as compare to the Dec '25 revenue of ₹ 64.44 crore. This represent the decline of -100% The revenue of SBI Cards & Payment Services Ltd for the Mar '26 is ₹ 5187 crore as compare to the Dec '25 revenue of ₹ 5353 crore. This represent the decline of -3.11% The ebitda of CSL Finance Ltd for the Mar '26 is ₹ 0 crore as compare to the Dec '25 ebitda of ₹ 47.8 crore. This represent the decline of -100% The ebitda of SBI Cards & Payment Services Ltd for the Mar '26 is ₹ 1561 crore as compare to the Dec '25 ebitda of ₹ 1568 crore. This represent the decline of -0.4% The net profit of CSL Finance Ltd changed from ₹ 18.49 crore to ₹ 0 crore over 8 quarters. This represents a CAGR of -100.00% The net profit of SBI Cards & Payment Services Ltd changed from ₹ 594.45 crore to ₹ 609.3 crore over 8 quarters. This represents a CAGR of 1.24% The Dividend Payout of CSL Finance Ltd changed from 6.68 % on March 2021 to 9.35 % on March 2025 . This represents a CAGR of 6.96% over 5 yearsThe Dividend Payout of SBI Cards & Payment Services Ltd changed from 14.59 % on March 2022 to 12.41 % on March 2025 . This represents a CAGR of -3.97% over 4 years .

About CSL Finance Ltd

CSL Finance Limited, formerly known Consolidated Securities Limited was incorporated on December 28, 1992.
The name of the Company was changed from Consolidated Securities Limited to CSL Finance Limited in August, 2015.
The Company is in the business of fostering the financial inclusion of unbanked and underserved SMEs, Real estate and non-real estate Corporates through flexible ticket size loans. Company was initially promoted by Prem Lall Gupta, Kamal Jeet Singh Bhatia, Pritam Singh Bhatia, Ravinder Kaur Bhatia, Harinder Kaur Bhatia, Sunil Kala and Dolly Bhatia.
Thereafter, it was acquired by Mr. T.S. Bhatia, Kamaljeet Singh Bhatia, Dolly Bhatia, Ravinder Kaur Bhatia, Harinder Kaur Bhatia, Surinder Kaur Bhatia, Honey Bhatia, M/s Nikki Securities Private Limited and M/s Growth Commercial Limited.

About SBI Cards & Payment Services Ltd

SBI Cards and Payment Services Limited was incorporated as a private limited Company with the name 'SBI Cards and Payment Services Private Limited' on May 15, 1998 in New Delhi.
On the conversion of Company to a public Limited Company, the name was changed to, 'SBI Cards and Payment Services Limited' on August 20, 2019.
The Company is engaged in the business of issuing credit cards to consumers.
It also acts as corporate insurance agent for selling insurance policies to credit card customers.
State Bank of India is having a holding of 68.63% as at March 31, 2025. The Company is a subsidiary of State Bank of India (SBI) and is the second largest credit card issuer in the country.

FAQs for the comparison of CSL Finance Ltd and SBI Cards & Payment Services Ltd

Which company has a larger market capitalization, CSL Finance Ltd or SBI Cards & Payment Services Ltd?

Market cap of CSL Finance Ltd is 526 Cr while Market cap of SBI Cards & Payment Services Ltd is 59,565 Cr

What are the key factors driving the stock performance of CSL Finance Ltd and SBI Cards & Payment Services Ltd?

The stock performance of CSL Finance Ltd and SBI Cards & Payment Services Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for CSL Finance Ltd and SBI Cards & Payment Services Ltd?

As of May 15, 2026, the CSL Finance Ltd stock price is INR ₹231.3. On the other hand, SBI Cards & Payment Services Ltd stock price is INR ₹625.95.

How do dividend payouts of CSL Finance Ltd and SBI Cards & Payment Services Ltd compare?

To compare the dividend payouts of CSL Finance Ltd and SBI Cards & Payment Services Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.

Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.