Jana Small Finance Bank Ltd vs Utkarsh Small Finance Bank Ltd Stock Comparison

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Last Updated on: May 27, 2026

Key Highlights

The Latest Trading Price of Jana Small Finance Bank Ltd is ₹ 489 as of 27 May 14:33 . The P/E Ratio of Jana Small Finance Bank Ltd changed from 6.4 on March 2024 to 8.5 on March 2025 . This represents a CAGR of 15.24% over 2 yearsThe P/E Ratio of Utkarsh Small Finance Bank Ltd changed from 10.3 on March 2024 to 100.1 on March 2025 . This represents a CAGR of 211.74% over 2 years The Market Cap of Jana Small Finance Bank Ltd changed from ₹ 4294 crore on March 2024 to ₹ 4272 crore on March 2025 . This represents a CAGR of -0.25% over 2 yearsThe Market Cap of Utkarsh Small Finance Bank Ltd changed from ₹ 5152 crore on March 2024 to ₹ 2425 crore on March 2025 . This represents a CAGR of -31.38% over 2 years The revenue of Jana Small Finance Bank Ltd for the Mar '26 is ₹ 1710 crore as compare to the Dec '25 revenue of ₹ 1618 crore. This represent the growth of 5.68% The revenue of Utkarsh Small Finance Bank Ltd for the Mar '26 is ₹ 952.07 crore as compare to the Dec '25 revenue of ₹ 901.71 crore. This represent the growth of 5.58% The ebitda of Jana Small Finance Bank Ltd for the Mar '26 is ₹ 848.83 crore as compare to the Dec '25 ebitda of ₹ 719.05 crore. This represent the growth of 18.05% The ebitda of Utkarsh Small Finance Bank Ltd for the Mar '26 is ₹ 228.56 crore as compare to the Dec '25 ebitda of ₹ -17.89 crore. This represent the decline of -1377% The net profit of Jana Small Finance Bank Ltd changed from ₹ 170.56 crore to ₹ 139.82 crore over 8 quarters. This represents a CAGR of -9.46% The net profit of Utkarsh Small Finance Bank Ltd changed from ₹ 137.4 crore to ₹ -188 crore over 8 quarters. This represents a CAGR of NaN% The Dividend Payout of Jana Small Finance Bank Ltd changed from 0 % on March 2021 to 0 % on March 2025 . This represents a CAGR of 0.0% over 5 yearsThe Dividend Payout of Utkarsh Small Finance Bank Ltd changed from 11.05 % on March 2024 to 0 % on March 2025 . This represents a CAGR of -100.00% over 2 years .

About Jana Small Finance Bank Ltd

Jana Small Finance Bank Limited was initially incorporated as Janalakshmi Financial Services Private Limited' on July 24, 2006 by the RoC at Bengaluru, Karnataka as a Private Company.
Subsequently, the Bank converted to a Public Company effective from August 10, 2015, and name of the Bank was changed to Janalakshmi Financial Services Limited', on September 18, 2015.
Thereafter, it received final approval, dated April 28, 2017 from the RBI, to establish and carry on business as an SFB. Pursuant to resolutions passed by Board and Shareholders on May 30, 2017 and January 12, 2018 respectively, name of the Bank was changed from Janalakshmi Financial Services Limited' to Jana Small Finance Bank Limited', and a fresh Certificate of Incorporation dated January 29, 2018 was issued by the RoC consequent upon the change in name.

About Utkarsh Small Finance Bank Ltd

Utkarsh Small Finance Bank Ltd Quarterly Result Overview Utkarsh Small Finance Bank Limited publishes its quarterly results, which include key financial indicators such as revenue, profit, and overall business performance for each quarter.
The quarterly results published by the company help understand the financial stability and the performance of the company over the respective quarter.
The quarterly results help identify the major business and market trends, along with the changes that can impact the financial scenario.
Overall, Utkarsh Small Finance Bank quarterly results give investors and readers a clear and structured view of the company’s financial progress and performance trends. Key Metrics of Utkarsh Small Finance Bank Ltd Quarterly Result Key metrics of Utkarsh Small Finance Bank quarterly results are: Revenue: This represents the total funds generated by the bank through its lending activities and interest income.
It serves as the primary indicator of the bank's ability to generate business. Net Profit: This is the actual amount available after deducting all the costs, including interest and tax.

FAQs for the comparison of Jana Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd

Which company has a larger market capitalization, Jana Small Finance Bank Ltd or Utkarsh Small Finance Bank Ltd?

Market cap of Jana Small Finance Bank Ltd is 5,191 Cr while Market cap of Utkarsh Small Finance Bank Ltd is 2,404 Cr

What are the key factors driving the stock performance of Jana Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

The stock performance of Jana Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for Jana Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd?

As of May 27, 2026, the Jana Small Finance Bank Ltd stock price is INR ₹492.9. On the other hand, Utkarsh Small Finance Bank Ltd stock price is INR ₹13.51.

How do dividend payouts of Jana Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd compare?

To compare the dividend payouts of Jana Small Finance Bank Ltd and Utkarsh Small Finance Bank Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.

Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.