Lic Housing Finance Ltd vs Pnb Housing Finance Ltd Stock Comparison

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Last Updated on: Apr 04, 2026

Key Highlights

The Latest Trading Price of LIC Housing Finance Ltd is ₹ 517.2 as of 02 Apr 15:30 . The P/E Ratio of LIC Housing Finance Ltd changed from 7.9 on March 2021 to 5.7 on March 2025 . This represents a CAGR of -6.32% over 5 yearsThe P/E Ratio of PNB Housing Finance Ltd changed from 6.8 on March 2021 to 11.8 on March 2025 . This represents a CAGR of 11.65% over 5 years The Market Cap of LIC Housing Finance Ltd changed from ₹ 21604 crore on March 2021 to ₹ 31007 crore on March 2025 . This represents a CAGR of 7.49% over 5 yearsThe Market Cap of PNB Housing Finance Ltd changed from ₹ 6301 crore on March 2021 to ₹ 22918 crore on March 2025 . This represents a CAGR of 29.46% over 5 years The revenue of LIC Housing Finance Ltd for the Dec '25 is ₹ 7215 crore as compare to the Sep '25 revenue of ₹ 7179 crore. This represent the growth of 0.49% The revenue of PNB Housing Finance Ltd for the Dec '25 is ₹ 2120 crore as compare to the Sep '25 revenue of ₹ 2130 crore. This represent the decline of -0.47% The ebitda of LIC Housing Finance Ltd for the Dec '25 is ₹ 6736 crore as compare to the Sep '25 ebitda of ₹ 6729 crore. This represent the growth of 0.11% The ebitda of PNB Housing Finance Ltd for the Dec '25 is ₹ 1937 crore as compare to the Sep '25 ebitda of ₹ 2043 crore. This represent the decline of -5.17% The net profit of LIC Housing Finance Ltd changed from ₹ 1306 crore to ₹ 1398 crore over 7 quarters. This represents a CAGR of 3.96% The net profit of PNB Housing Finance Ltd changed from ₹ 432.81 crore to ₹ 520.35 crore over 7 quarters. This represents a CAGR of 11.10% The Dividend Payout of LIC Housing Finance Ltd changed from 15.7 % on March 2021 to 10.14 % on March 2025 . This represents a CAGR of -8.37% over 5 yearsThe Dividend Payout of PNB Housing Finance Ltd changed from 6.67 % on March 2025 to 6.67 % on March 2025 . This represents a CAGR of 0.00% over 1 years .

About LIC Housing Finance Ltd

LIC Housing Finance Limited (LICHFL) is one of the largest housing finance companies in India with a key objective of providing long term finance to individuals for the purchase or construction of house/flat for residential purposes in India.
The Company is registered with National Housing Bank (NHB) and is mainly engaged in financing purchase / construction of residential flats / houses to individuals and project finance to developers, Loan against Property (LAP), Lease Rental Discounting (LRD) etc.
All other activities revolve around the main business of the Company.
As at 31st March, 2025 the loan book accounted for 85% of Individual Housing Loans, 10.35% of Non-Housing Loans to Individuals (NHI), 1.66% of Non-Housing Loans to Corporates & 2.99% of project portfolio. LIC Housing Finance is India's largest housing finance company, and the No.

About PNB Housing Finance Ltd

PNB Housing Finance Limited is a registered housing finance company with National Housing Bank (NHB), incorporated on November 11, 1988.
It is promoted by Punjab National Bank (PNB), holding 28.1% of the equity share capital in the Company.
The Company is primarily engaged in the business of providing loans to individuals and corporate bodies for purchase, construction, repair and up-gradation of houses.
It also provides loans for commercial space, loan against property and loan for purchase of residential plots.
The Company is deposit taking Housing Finance Company registered with National Housing Bank (NHB) under Section 29A of the National Housing Bank Act, 1987. In 2003, PNB Housing Finance was notified under the SARFAESI Act.

FAQs for the comparison of LIC Housing Finance Ltd and PNB Housing Finance Ltd

Which company has a larger market capitalization, LIC Housing Finance Ltd or PNB Housing Finance Ltd?

Market cap of LIC Housing Finance Ltd is 28,449 Cr while Market cap of PNB Housing Finance Ltd is 20,437 Cr

What are the key factors driving the stock performance of LIC Housing Finance Ltd and PNB Housing Finance Ltd?

The stock performance of LIC Housing Finance Ltd and PNB Housing Finance Ltd is primarily driven by its robust global client base, consistent revenue growth, strong operational efficiency, strategic investments in digital transformation, client acquisition, and the overall health of the industry. Both companies' performances are also influenced by macroeconomic conditions, currency fluctuations, and industry-specific trends.

What are the recent stock price for LIC Housing Finance Ltd and PNB Housing Finance Ltd?

As of April 4, 2026, the LIC Housing Finance Ltd stock price is INR ₹517.2. On the other hand, PNB Housing Finance Ltd stock price is INR ₹784.4.

How do dividend payouts of LIC Housing Finance Ltd and PNB Housing Finance Ltd compare?

To compare the dividend payouts of LIC Housing Finance Ltd and PNB Housing Finance Ltd, examine their dividend payout ratio, which indicates how much the companies pay out relative to their share price and earnings. Moreover, consider the consistency and growth of their dividends to gauge their commitment towards returning value to the respective shareholders.

Disclaimer: This information provided above is for informational purposes only and does not constitute investment advice. We use third-party data and recommend conducting thorough research and consulting a certified financial advisor before making investment decisions. We do not endorse specific stocks. Make decisions based on your own research and professional guidance.