HDFC Credit Risk Debt Fund - Growth Option - Direct Plan

Q: What kind of returns does HDFC Credit Risk Debt Fund - Growth Option - Direct Plan provide?

HDFC Credit Risk Debt Fund - Growth Option - Direct Plan aims to generate capital appreciation by investing mainly in public sector undertakings (PSUs). Historically, its returns have often shown moderate to high growth rate depending on market conditions. HDFC Credit Risk Debt Fund - Growth Option - Direct Plan had a return of 8.91% over the past 1 year.

Q: How much expense ratio is charged by HDFC Credit Risk Debt Fund - Growth Option - Direct Plan?

The expense ratio for HDFC Credit Risk Debt Fund - Growth Option - Direct Plan, or any other mutual fund, is the yearly fee you pay for managing your investments. As of 24 Dec 2024, the expense ratio charged by HDFC Credit Risk Debt Fund - Growth Option - Direct Plan is typically around 0.25 %. This fee covers fund management, administrative, and other operational costs. It is relatively low compared to actively managed funds, reflecting its direct growth option.

Q: What is the AUM of HDFC Credit Risk Debt Fund - Growth Option - Direct Plan?

As of 24 Dec 2024, the Assets Under Management (AUM) of HDFC Credit Risk Debt Fund - Growth Option - Direct Plan is approximately ₹7388.2565 crore. The AUM can fluctuate based on market conditions and investor activity. It indicates the total value of assets managed by the fund.

Q: What is the NAV of HDFC Credit Risk Debt Fund - Growth Option - Direct Plan?

The Net Asset Value (NAV) of HDFC Credit Risk Debt Fund - Growth Option - Direct Plan is updated daily and reflects the per-unit value of the fund's assets. As of 24 Dec 2024 , the NAV is around undefined per unit, but this value might change based on market performance and fund holdings.

Q: What is the PE and PB ratio of HDFC Credit Risk Debt Fund - Growth Option - Direct Plan?

The PE ratio for HDFC Credit Risk Debt Fund - Growth Option - Direct Plan is 0 and the PB ratio is 0. The PE ratio is calculated by dividing the market price by the earnings per share, whereas the PB ratio is calculated by dividing the stock price by the book value per share.

Q: What is the exit load of HDFC Credit Risk Debt Fund - Growth Option - Direct Plan?

The exit load for HDFC Credit Risk Debt Fund - Growth Option - Direct Plan is 0.75% if units are redeemed within 30 days from the date of investment. After this period, no exit load is applicable. This fee is charged to discourage short-term trading and ensure long-term investment.

Debt

NAV

₹ 24.80

CAGR (3 Years)

6.83%

AUM (Cr)

₹ 7,388.26

Risk

Moderately High Risk

About HDFC Credit Risk Debt Fund - Growth Option - Direct Plan

To generate income/capital appreciation by investing predominantly in AA and below rated corporate debt. There is no assurance that the investment objective of the Scheme will be realized.

Breakdown of this Fund

Debt Others

74.27%

Govt. Securities

27.59%

Market Capitalization

Expense Ratio, Exit Load and Tax

Expense Ratio

0.25

Exit Load

In respect of each purchase/switch-in of Units, 15% of the units (the limit) may...

Stamp Duty

0.005% (from July 1st, 2020)

Tax Implication

Returns are taxed at 20%, if you redeem before one year. After 1 year, you are required to pay LTCG tax of 12.5% on returns of Rs 1.25 lakh+ in a financial year.